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Union Gilt Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Union Mutual Fund · Debt fund · Regular plan · Growth

GiltRegular · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹12.2212 ▼ 0.46%

Union Mutual Fund

Fund size₹82.71 crJuly - September 2026

1-month range₹11.91 – 12.28

1 year+1.17%rank 35 of 36

Expense ratio1.08%regular plan, a year

5 years–a year

What the fund does

The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

BenchmarkCRISIL Dynamic Gilt Index# #CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.

Launched8 Aug 2022

Fund houseUnion Mutual Fund

Fund managersFM 1 Mr. Parijat AgrawalFM 2 Mr. Anindya Sarkar

NAV history

Returns

1 week

+2.13%avg 1.3%

1 month

+0.75%avg 0.7%

3 months

-0.90%avg -0.3%

6 months

+1.72%avg 2.2%

This year

+0.61%avg 2.5%

1 year

+1.17%avg 2.7% · #35/36

3 years (a year)

+4.72%avg 5.7% · #30/31

Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.1
2025	+1.0	-0.5	+2.5	+2.2	+0.3	-2.1	+1.0	-3.2	+1.9	-0.1	-0.6	+1.1
2026	-0.5	+0.5	-4.0	+2.3	+0.0	+3.9	-1.2	-0.4	-0.6	-1.3	+2.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings35 lines in all

Top 10 holdings92.6%of the fund

Debt92.6%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 92.6%Cash & others 7.4%

Credit quality (debt and money market)

Sovereign

92.6%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Debt	92.6%	88.9%	+3.66
Money market	0.0%	0.0%	0.00
Cash & others	7.4%	11.1%	-3.66

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 5

Holding	Sector / type	% of fund
GOI 7.71% 2066 IN0020260033	Sovereign	33.39%
GOI 6.90% 2065 IN0020250018	Sovereign	30.01%
GOI 7.24% 2055 IN0020250075	Sovereign	29.17%
TREPS	–	4.79%
Net Receivable / Payable	–	2.64%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.4%yearly, from daily NAVs

Worst fall-6.75%16 May 2025 → 2 Apr 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Sept 2022).

Where it can invest (limits from the scheme document)

Central and State Government securities, Treasury Bills and Cash Management Bills of Government of India

80–100%

of total assets, Call money market, Triparty Repo, Reverse Repo in Government Securities and Treasury Bills*

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹82.71 cr across all plans · this plan ₹59.80 cr
Fund house	Union Mutual Fund
Category	Debt · Gilt
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.65% · Regular 1.08% (6 Nov 2026)
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	150405
ISIN	INF582M01ID0
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹12.4736	+1.61%
Direct · IDCW	₹11.7825	-4.02%
Direct · IDCW	₹12.1185	-1.28%
Regular · IDCW	₹11.4959	-4.83%
Regular · IDCW	₹11.8635	-1.79%

Top Gilt funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan Gilt Fund	+6.62%	+7.61%
Axis Gilt Fund	+4.48%	+7.37%
Axis Gilt Fund	+4.05%	+6.97%
Tata Gilt Fund	+2.72%	+6.52%
BARODA BNP PARIBAS GILT FUND	+2.71%	+6.44%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
Union Gilt Fund	+1.17%	+4.72%

All Gilt funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Gilt Fund - Regular Plan - Growth today?

₹12.2212 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Gilt Fund - Regular Plan - Growth?

1 year: 1.17%, 3 years: 4.72% a year

How does Union Gilt Fund rank in its category?

35 of 36 Gilt funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.