INUS
Straddle Chart

Markets / Mutual funds / Overnight

Mutual fundsSIF

Union Overnight Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Debt fund · Regular plan · IDCW

OvernightRegular · IDCWRisk: Low
NAV · 6 Nov 2026
₹1,002.2216 ▲ 0.01%
Union Mutual Fund
Fund size₹760 crJuly - September 2026
1-month range₹1,000.76 – 1,005.11
1 year+0.02%
Expense ratio0.24%regular plan, a year
5 years+0.02%a year

What the fund does

The investment objective of the Scheme is to generate returns by investing in Debt and Money Market Instruments with overnight maturity. However, there is no assurance that the Investment Objective of the scheme will be achieved.

BenchmarkCRISIL Liquid Overnight Index ##CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Launched27 Mar 2019
Fund houseUnion Mutual Fund
Fund managersFM 1 - Mr. Tarun SinghFM 2 - Mr. Devesh Thacker

NAV history

1,0011,0031,005 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
+0.10%avg 0.1%
1 month
-0.01%avg 0.3%
3 months
+0.01%avg 0.9%
6 months
+0.01%avg 1.9%
This year
+0.09%avg 3.2%
1 year
+0.02%avg 3.9%
3 years (a year)
0.00%avg 4.3%
5 years (a year)
+0.02%avg 6.2%

Bars: this plan; the thin mark is the Overnight average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.1
2025+0.1-0.0+0.0+0.5-0.4-0.0+0.4-0.4-0.0+0.0-0.0+0.0
2026-0.0-0.0+0.1-0.1+0.0+0.0-0.0+0.0-0.0-0.0+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held015 lines in all
Top 10 stocks0.0%of the fund
Equity0.0%stocks and equity derivatives
Debt & cash100.0%everything else

Where the money is

Money market 3.4%Cash & others 96.6%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Debt0.0%0.0%0.00
Money market3.4%5.3%-1.92
Cash & others96.6%94.7%+1.92

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Debt, money market and cash 15

HoldingSector / type% of fund
5.70% Reverse Repo–22.96%
5.80% Reverse Repo–20.09%
5.78% Reverse Repo–16.67%
6.05% Reverse Repo–12.22%
6.10% Reverse Repo–9.43%
6.15% Reverse Repo–6.95%
6.20% Reverse Repo–4.61%
6.14% Reverse Repo–2.25%
91 Day Treasury Bills
IN002026X206		Sovereign1.36%
6.07% Reverse Repo–1.28%
91 Day Treasury Bills
IN002026X198		Sovereign0.68%
364 Day Treasury Bills
IN002025Z336		Sovereign0.68%
364 Day Treasury Bills
IN002025Z344		Sovereign0.68%
TREPS–0.07%
Net Receivable / Payable–0.07%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.4%yearly, from daily NAVs
Worst fall-0.52%24 Nov 2023 → 26 Jan 2024
RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 26 Feb 2021).

Where it can invest (limits from the scheme document)

overnight securities having maturity of 1 day
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹760 cr across all plans · this plan ₹0.00 cr
Fund houseUnion Mutual Fund
CategoryDebt · Overnight
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.14% · Regular 0.24% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)147000
ISININF582M01FP0
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹1,462.2684+5.27%
Direct · IDCW₹1,000.81040.00%
Direct · IDCW₹1,002.2953+0.02%
Regular · Growth₹1,451.3155+5.16%
Regular · Growth₹1,000.00000.00%
Regular · Growth₹1,317.0602+5.23%
Regular · IDCW₹1,001.26210.00%
Regular · IDCW₹1,000.00000.00%
Regular · IDCW₹1,317.0687+5.23%

Top Overnight funds (regular plans)

Fund1 year3 years (a year)
Groww Overnight Fund+5.77%+6.18%
BANK OF INDIA OVERNIGHT FUND+5.49%+6.17%
BANK OF INDIA OVERNIGHT FUND+5.47%+6.17%
BANK OF INDIA OVERNIGHT FUND+5.48%+6.16%
BANK OF INDIA OVERNIGHT FUND+5.46%+6.14%
Axis Overnight Fund+5.29%+6.06%
Baroda BNP Paribas Overnight Fund+5.29%+6.04%
HSBC Overnight Fund+5.26%+6.03%

All Overnight funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Overnight Fund - Regular Plan - IDCW today?

₹1,002.2216 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Overnight Fund - Regular Plan - IDCW?

1 year: 0.02%, 3 years: 0.00% a year, 5 years: 0.02% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.