Markets / Mutual funds / Balanced Advantage

UTI Balanced Advantage Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

UTI Mutual Fund · Hybrid fund · Regular plan · Growth

Balanced AdvantageRegular · GrowthRisk: Very High

NAV · 6 Nov 2026

₹12.9632 ▲ 1.42%

UTI Mutual Fund

Fund size₹3,016 crJuly - September 2026

1-month range₹12.00 – 12.96

1 year+0.86%rank 26 of 42

Expense ratio1.99%regular plan, a year

5 years–a year

What the fund does

The scheme intends to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkNifty 50 Hybrid Composite Debt 50:50 Index

Launched10 Aug 2023

Fund houseUTI Mutual Fund

Fund managersquotEquity - Mr. Sachin TrivediDebt - Mr. Anurag Mittalquot

NAV history

Returns

1 week

+5.78%avg 4.6%

1 month

+6.82%avg 3.8%

3 months

+1.85%avg 0.1%

6 months

+4.50%avg 2.7%

This year

-0.75%avg 1.1%

1 year

+0.86%avg 2.0% · #26/42

3 years (a year)

+8.87%avg 9.5% · #24/35

Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.5
2025	-0.8	-3.3	+4.2	+1.8	+1.8	+2.5	-1.5	-1.0	+0.9	+2.6	+1.1	+0.0
2026	-2.1	-0.7	-7.7	+5.1	-1.5	+1.8	+2.4	-0.3	-3.9	+1.1	+5.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5786 lines in all

Top 10 stocks37.7%of the fund

Equity68.7%stocks and equity derivatives

Debt & cash31.3%everything else

Where the money is

Equity 68.7%Debt 13.7%Money market 11.3%Cash & others 6.3%

Sectors (stocks held)

Banks

23.1%

IT - Software

5.7%

Automobiles

4.8%

Petroleum Products

4.3%

Telecom - Services

3.5%

Consumer Durables

3.3%

Retailing

3.2%

Pharmaceuticals & Biotechnology

2.6%

Credit quality (debt and money market)

AAA

13.7%

A1+

6.3%

Sovereign

4.9%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	68.7%	69.0%	-0.22
Debt	13.7%	15.5%	-1.76
Money market	11.3%	12.0%	-0.71
Cash & others	6.3%	3.6%	+2.70
Top 10 stocks	37.7%	38.0%	-0.33
Number of stocks	57	58	-1

New stocks 2

EQ - DR REDDYS LABORATORIES LTD.0.70%
EQ - DIVIS LABORATORIES LTD.0.34%

Stocks sold off 3

AXIS BANK LTD. STD - MARGINwas 0.50%
EQ - TVS MOTOR COMPANY LTDwas 0.05%
EQ - INTERGLOBE AVIATION LTDwas 0.03%

Bought more 1

EQ - ADANI PORTS AND SPECIAL ECONO+0.35

Cut back 4

EQ - LTM Limited-0.36
EQ - INFOSYS LTD.-0.33
EQ - LARSEN & TOUBRO LTD.-0.29
EQ - ICICI BANK LTD-0.26

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 57

Holding	Sector / type	% of fund
EQ - HDFC BANK LIMITED INE040A01034	Banks	6.71%
EQ - ICICI BANK LTD INE090A01021	Banks	6.61%
EQ - RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	4.29%
EQ - BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	3.50%
EQ - KOTAK MAHINDRA BANK LTD. INE237A01036	Banks	3.37%
EQ - AXIS BANK LTD. INE238A01034	Banks	2.91%
EQ - INFOSYS LTD. INE009A01021	IT - Software	2.73%
EQ - STATE BANK OF INDIA INE062A01020	Banks	2.73%
EQ - ETERNAL LIMITED INE758T01015	Retailing	2.51%
EQ - BAJAJ FINANCE LTD. INE296A01032	Finance	2.29%
EQ - MAHINDRA & MAHINDRA LTD. INE101A01026	Automobiles	2.02%
EQ - TITAN COMPANY LTD. INE280A01028	Consumer Durables	1.89%
EQ - LARSEN & TOUBRO LTD. INE018A01030	Construction	1.52%
EQ - ULTRATECH CEMENT LTD. INE481G01011	Cement & Cement Products	1.29%
EQ - ADANI PORTS AND SPECIAL ECONO INE742F01042	Transport Infrastructure	1.26%
EQ - COAL INDIA LTD. INE522F01014	Consumable Fuels	1.05%
EQ - ITC LTD. INE154A01025	Diversified FMCG	1.03%
EQ - MARUTI SUZUKI INDIA LTD. INE585B01010	Automobiles	1.02%
EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029	IT - Software	0.97%
EQ - JSW STEEL LTD. INE019A01038	Ferrous Metals	0.88%
EQ - AJANTA PHARMA LTD. INE031B01049	Pharmaceuticals & Biotechnology	0.86%
EQ - DR LAL PATHLABS LTD. INE600L01024	Healthcare Services	0.85%
EQ - EICHER MOTORS LTD INE066A01021	Automobiles	0.80%
EQ - INFO-EDGE (INDIA) LTD. INE663F01032	Retailing	0.73%
EQ - UJJIVAN SMALL FINANCE BANK LTD INE551W01018	Banks	0.73%
EQ - LTM Limited INE214T01019	IT - Software	0.72%
EQ - MPHASIS LTD INE356A01018	IT - Software	0.72%
EQ - HYUNDAI MOTOR INDIA LTD INE0V6F01027	Automobiles	0.71%
EQ - AUROBINDO PHARMA LTD. INE406A01037	Pharmaceuticals & Biotechnology	0.71%
EQ - DR REDDYS LABORATORIES LTD. INE089A01031	Pharmaceuticals & Biotechnology	0.70%
EQ - MANIPAL HEALTH ENTERPRISES LIMITED INE459N01021	Healthcare Services	0.66%
EQ - SBI LIFE INSURANCE COMPANY LTD INE123W01016	Insurance	0.66%
EQ - VEDANTA ALUMINIUM METAL LTD. INE1CDF01017	Non - Ferrous Metals	0.63%
EQ - MARICO LTD INE196A01026	Agricultural Food & other Products	0.63%
EQ - CONTAINER CORP. OF INDIA LTD INE111A01025	Transport Services	0.59%
EQ - CROMPTON GREAVES CONSUMER ELEC INE299U01018	Consumer Durables	0.54%
EQ - COFORGE LTD INE591G01025	IT - Software	0.54%
EQ - ICICI LOMBARD GENERAL INSURANC INE765G01017	Insurance	0.53%
EQ - OIL INDIA LTD. INE274J01014	Oil	0.52%
EQ - BLUE STAR LIMITED INE472A01039	Consumer Durables	0.52%
EQ - DLF LTD. INE271C01023	Realty	0.51%
EQ - NTPC LTD. INE733E01010	Power	0.48%
EQ - ADANI ENTERPRISES LTD. INE423A01024	Metals & Minerals Trading	0.47%
EQ - HINDUSTAN AERONAUTICS LTD INE066F01020	Aerospace & Defense	0.42%
EQ - SPR Auto Technologies Limited INE526E01018	Auto Components	0.39%
EQ - HDFC LIFE INSURANCE COMPANY LI INE795G01014	Insurance	0.37%
EQ - ASIAN PAINTS (INDIA) LTD. INE021A01026	Consumer Durables	0.35%
EQ - SBI FUNDS MANAGEMENT LIMITED INE640G01020	Capital Markets	0.35%
EQ - DIVIS LABORATORIES LTD. INE361B01024	Pharmaceuticals & Biotechnology	0.34%
EQ - NIIT LEARNING SYSTEMS LTD INE342G01023	Other Consumer Services	0.29%
EQ - OIL & NATURAL GAS CORPORATION INE213A01029	Oil	0.27%
EQ - HERO MOTOCORP LTD. INE158A01026	Automobiles	0.20%
EQ - SKF INDIA (INDUSTRIAL) LTD INE2J8701016	Industrial Products	0.16%
EQ - H G INFRA ENGINEERING LTD. INE926X01010	Construction	0.15%
EQ - VEDANTA IRON AND STEEL LTD. INE1CLE01013	Ferrous Metals	0.02%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.02%
EQ - SKF INDIA LTD. INE640A01023	Auto Components	0.01%

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Debt, money market and cash 29

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	4.80%
7.06% GS MAT - 10/04/2028 IN0020230010	SOV	3.71%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GD0	ICRA-AAA	2.07%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GC2	CRISIL-AAA	1.74%
CP EXPORT IMPORT BANK OF INDIA INE514E14TC3	CRISIL-A1+	1.71%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 INE556F16BY8	CARE-A1+	1.71%
NCD BAJAJ FINANCE LTD. INE296A07TL0	CRISIL-AAA	1.36%
NCD POWER FINANCE CORPORATION LTD. INE134E08JP5	CRISIL-AAA	0.88%
NCD BHARTI TELECOM LTD. INE403D08231	CRISIL-AAA	0.88%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KL3	CRISIL-AAA	0.88%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GB4	CRISIL-AAA	0.87%
NCD POONAWALLA FINCORP LTD. INE511C07870	CRISIL-AAA	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KU4	CRISIL-AAA	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KV2	CRISIL-AAA	0.87%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8	CRISIL-AAA	0.87%
7.10% GSEC - MAT - 08/04/2034 IN0020240019	SOV	0.87%
CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 INE556F16BR2	CARE-A1+	0.87%
NCD ADITYA BIRLA HOUSING FINANCE LTD INE831R07631	CRISIL-AAA	0.86%
CD - ICICI BANK LTD. - 08/03/2027 INE090AD6295	ICRA-A1+	0.85%
REIT- EMBASSY OFFICE PARKS INE041025011	-	0.77%
REIT - BAGMANE PRIME OFFICE INE2OVN25015	-	0.70%
CD - HDFC BANK LTD - 05/03/2027 INE040A16IU7	CARE-A1+	0.51%
NCD REC LTD INE020B08EW9	CRISIL-AAA	0.35%
07.18% GSEC MAT -24/07/2037 IN0020230077	SOV	0.35%
CD - CANARA BANK - 28/01/2027 INE476A16G28	CRISIL-A1+	0.34%
NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07IE2	CRISIL-AAA	0.18%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07557	CRISIL-AAA	0.17%
CD - INDIAN BANK - 12/01/2027 INE562A16QE7	CRISIL-A1+	0.17%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 INE237AD6125	CRISIL-A1+	0.17%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility9.4%yearly, from daily NAVs

Worst fall-10.75%2 Jan 2026 → 30 Mar 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2023).

Fund details

Fund size (average AUM, July - September 2026)	₹3,016 cr across all plans · this plan ₹2,689 cr
Fund house	UTI Mutual Fund
Category	Hybrid · Balanced Advantage
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.89% · Regular 1.99% (5 Nov 2026)
Exit load	(A) Redemption / Switch out within 90 days from the date of allotment – 1.00% (B) Redemption / Switch out after 90 days from the date of allotment – NIL Any redemption/ switch out of units would be done on a First in First Out (FIFO) basis. The above exit load is applicable for all redemptions/switch-out transactions including Systematic Investment Plan (SIP), Systematic Withdrawal Plan (SWP), Systematic Transfer Plan (STP) and Flexi Systematic Transfer Plan (Flexi STP) etc.
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	151882
ISIN	INF789F1AYT7
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹13.5436	+2.13%
Direct · IDCW	₹13.3320	+0.54%
Regular · IDCW	₹12.7517	-0.79%

Top Balanced Advantage funds (regular plans)

Fund	1 year	3 years (a year)
Axis Balanced Advantage Fund	+4.14%	+13.20%
Mahindra Manulife Balanced Advantage Fund	+4.99%	+12.52%
quant Dynamic Asset Allocation Fund	-1.67%	+12.25%
Aditya Birla Sun Life Balanced Advantage Fund	+6.96%	+11.96%
Baroda BNP Paribas Balanced Advantage Fund	+4.28%	+11.96%
Axis Balanced Advantage Fund	+2.90%	+11.86%
ICICI Prudential Balanced Advantage Fund	+5.46%	+11.59%
HDFC Balanced Advantage Fund	+0.34%	+11.56%
UTI Balanced Advantage Fund	+0.86%	+8.87%

All Balanced Advantage funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI Balanced Advantage Fund - Regular Plan - Growth today?

₹12.9632 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Balanced Advantage Fund - Regular Plan - Growth?

1 year: 0.86%, 3 years: 8.87% a year

How does UTI Balanced Advantage Fund rank in its category?

26 of 42 Balanced Advantage funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.