Markets / Mutual funds / Balanced Advantage
UTI Mutual Fund · Hybrid fund · Regular plan · IDCW
The scheme intends to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.5 | |||||||||||
| 2025 | -0.8 | -3.3 | +4.2 | +1.8 | +1.8 | +2.5 | -1.5 | -1.0 | +0.9 | +2.6 | +1.1 | +0.0 |
| 2026 | -2.1 | -0.7 | -7.7 | +5.1 | -1.5 | +1.8 | +2.4 | -0.3 | -3.9 | -0.6 | +5.8 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Stocks held | 68.7% | 69.0% | -0.22 |
| Debt | 13.7% | 15.5% | -1.76 |
| Money market | 11.3% | 12.0% | -0.71 |
| Cash & others | 6.3% | 3.6% | +2.70 |
| Top 10 stocks | 37.7% | 38.0% | -0.33 |
| Number of stocks | 57 | 58 | -1 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| EQ - HDFC BANK LIMITED INE040A01034 | 6.71% |
| EQ - ICICI BANK LTD INE090A01021 | 6.61% |
| EQ - RELIANCE INDUSTRIES LTD. INE002A01018 | 4.29% |
| EQ - BHARTI AIRTEL LTD. INE397D01024 | 3.50% |
| EQ - KOTAK MAHINDRA BANK LTD. INE237A01036 | 3.37% |
| EQ - AXIS BANK LTD. INE238A01034 | 2.91% |
| EQ - INFOSYS LTD. INE009A01021 | 2.73% |
| EQ - STATE BANK OF INDIA INE062A01020 | 2.73% |
| EQ - ETERNAL LIMITED INE758T01015 | 2.51% |
| EQ - BAJAJ FINANCE LTD. INE296A01032 | 2.29% |
| EQ - MAHINDRA & MAHINDRA LTD. INE101A01026 | 2.02% |
| EQ - TITAN COMPANY LTD. INE280A01028 | 1.89% |
| EQ - LARSEN & TOUBRO LTD. INE018A01030 | 1.52% |
| EQ - ULTRATECH CEMENT LTD. INE481G01011 | 1.29% |
| EQ - ADANI PORTS AND SPECIAL ECONO INE742F01042 | 1.26% |
| EQ - COAL INDIA LTD. INE522F01014 | 1.05% |
| EQ - ITC LTD. INE154A01025 | 1.03% |
| EQ - MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.02% |
| EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029 | 0.97% |
| EQ - JSW STEEL LTD. INE019A01038 | 0.88% |
| EQ - AJANTA PHARMA LTD. INE031B01049 | 0.86% |
| EQ - DR LAL PATHLABS LTD. INE600L01024 | 0.85% |
| EQ - EICHER MOTORS LTD INE066A01021 | 0.80% |
| EQ - INFO-EDGE (INDIA) LTD. INE663F01032 | 0.73% |
| EQ - UJJIVAN SMALL FINANCE BANK LTD INE551W01018 | 0.73% |
| EQ - LTM Limited INE214T01019 | 0.72% |
| EQ - MPHASIS LTD INE356A01018 | 0.72% |
| EQ - HYUNDAI MOTOR INDIA LTD INE0V6F01027 | 0.71% |
| EQ - AUROBINDO PHARMA LTD. INE406A01037 | 0.71% |
| EQ - DR REDDYS LABORATORIES LTD. INE089A01031 | 0.70% |
| EQ - MANIPAL HEALTH ENTERPRISES LIMITED INE459N01021 | 0.66% |
| EQ - SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 0.66% |
| EQ - VEDANTA ALUMINIUM METAL LTD. INE1CDF01017 | 0.63% |
| EQ - MARICO LTD INE196A01026 | 0.63% |
| EQ - CONTAINER CORP. OF INDIA LTD INE111A01025 | 0.59% |
| EQ - CROMPTON GREAVES CONSUMER ELEC INE299U01018 | 0.54% |
| EQ - COFORGE LTD INE591G01025 | 0.54% |
| EQ - ICICI LOMBARD GENERAL INSURANC INE765G01017 | 0.53% |
| EQ - OIL INDIA LTD. INE274J01014 | 0.52% |
| EQ - BLUE STAR LIMITED INE472A01039 | 0.52% |
| EQ - DLF LTD. INE271C01023 | 0.51% |
| EQ - NTPC LTD. INE733E01010 | 0.48% |
| EQ - ADANI ENTERPRISES LTD. INE423A01024 | 0.47% |
| EQ - HINDUSTAN AERONAUTICS LTD INE066F01020 | 0.42% |
| EQ - SPR Auto Technologies Limited INE526E01018 | 0.39% |
| EQ - HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 0.37% |
| EQ - ASIAN PAINTS (INDIA) LTD. INE021A01026 | 0.35% |
| EQ - SBI FUNDS MANAGEMENT LIMITED INE640G01020 | 0.35% |
| EQ - DIVIS LABORATORIES LTD. INE361B01024 | 0.34% |
| EQ - NIIT LEARNING SYSTEMS LTD INE342G01023 | 0.29% |
| EQ - OIL & NATURAL GAS CORPORATION INE213A01029 | 0.27% |
| EQ - HERO MOTOCORP LTD. INE158A01026 | 0.20% |
| EQ - SKF INDIA (INDUSTRIAL) LTD INE2J8701016 | 0.16% |
| EQ - H G INFRA ENGINEERING LTD. INE926X01010 | 0.15% |
| EQ - VEDANTA IRON AND STEEL LTD. INE1CLE01013 | 0.02% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.02% |
| EQ - SKF INDIA LTD. INE640A01023 | 0.01% |
| Holding | % of fund |
|---|---|
| NET CURRENT ASSETS | 4.80% |
| 7.06% GS MAT - 10/04/2028 IN0020230010 | 3.71% |
| NCD EXPORT IMPORT BANK OF INDIA INE514E08GD0 | 2.07% |
| NCD EXPORT IMPORT BANK OF INDIA INE514E08GC2 | 1.74% |
| CP EXPORT IMPORT BANK OF INDIA INE514E14TC3 | 1.71% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 INE556F16BY8 | 1.71% |
| NCD BAJAJ FINANCE LTD. INE296A07TL0 | 1.36% |
| NCD POWER FINANCE CORPORATION LTD. INE134E08JP5 | 0.88% |
| NCD BHARTI TELECOM LTD. INE403D08231 | 0.88% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KL3 | 0.88% |
| NCD EXPORT IMPORT BANK OF INDIA INE514E08GB4 | 0.87% |
| NCD POONAWALLA FINCORP LTD. INE511C07870 | 0.87% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KU4 | 0.87% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KV2 | 0.87% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8 | 0.87% |
| 7.10% GSEC - MAT - 08/04/2034 IN0020240019 | 0.87% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 INE556F16BR2 | 0.87% |
| NCD ADITYA BIRLA HOUSING FINANCE LTD INE831R07631 | 0.86% |
| CD - ICICI BANK LTD. - 08/03/2027 INE090AD6295 | 0.85% |
| REIT- EMBASSY OFFICE PARKS INE041025011 | 0.77% |
| REIT - BAGMANE PRIME OFFICE INE2OVN25015 | 0.70% |
| CD - HDFC BANK LTD - 05/03/2027 INE040A16IU7 | 0.51% |
| NCD REC LTD INE020B08EW9 | 0.35% |
| 07.18% GSEC MAT -24/07/2037 IN0020230077 | 0.35% |
| CD - CANARA BANK - 28/01/2027 INE476A16G28 | 0.34% |
| NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07IE2 | 0.18% |
| NCD BAJAJ HOUSING FINANCE LTD INE377Y07557 | 0.17% |
| CD - INDIAN BANK - 12/01/2027 INE562A16QE7 | 0.17% |
| CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 INE237AD6125 | 0.17% |
From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2023).
| Fund size (average AUM, July - September 2026) | ₹3,016 cr across all plans · this plan ₹16.69 cr |
| Fund house | UTI Mutual Fund |
| Category | Hybrid · Balanced Advantage |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.89% · Regular 1.99% (6 Nov 2026) |
| Exit load | (A) Redemption / Switch out within 90 days from the date of allotment – 1.00% (B) Redemption / Switch out after 90 days from the date of allotment – NIL Any redemption/ switch out of units would be done on a First in First Out (FIFO) basis. The above exit load is applicable for all redemptions/switch-out transactions including Systematic Investment Plan (SIP), Systematic Withdrawal Plan (SWP), Systematic Transfer Plan (STP) and Flexi Systematic Transfer Plan (Flexi STP) etc. |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 151884 |
| ISIN | INF789F1AYU5 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹13.5436 | +2.13% |
| Direct · IDCW | ₹13.3320 | +0.54% |
| Regular · Growth | ₹12.9632 | +0.86% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Axis Balanced Advantage Fund | +4.14% | +13.20% |
| Mahindra Manulife Balanced Advantage Fund | +4.99% | +12.52% |
| quant Dynamic Asset Allocation Fund | -1.67% | +12.25% |
| Aditya Birla Sun Life Balanced Advantage Fund | +6.96% | +11.96% |
| Baroda BNP Paribas Balanced Advantage Fund | +4.28% | +11.96% |
| Axis Balanced Advantage Fund | +2.90% | +11.86% |
| ICICI Prudential Balanced Advantage Fund | +5.46% | +11.59% |
| HDFC Balanced Advantage Fund | +0.34% | +11.56% |
All Balanced Advantage funds ranked › · Compare with others ›
Information only, not investment advice.
₹12.7517 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -0.79%, 3 years: 8.28% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.