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UTI Conservative Hybrid Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Hybrid fund · Direct plan · IDCW

Conservative HybridDirect · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹19.0554 ▲ 0.22%

UTI Mutual Fund

Fund size₹1,651 crJuly - September 2026

1-month range₹18.61 – 19.06

1 year-3.36%

Expense ratio1.24%direct plan, a year

5 years+1.59%a year

What the fund does

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

BenchmarkNifty 50 Hybrid Composite Debt 15:85 Index

Launched16 Dec 2003

Fund houseUTI Mutual Fund

Fund managersAmit Premchandani FM 1Jaydeep Bhowal FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+1.83%avg 2.1%

1 month

+1.39%avg 1.6%

3 months

-1.69%avg -0.0%

6 months

-0.52%avg 2.4%

This year

-3.55%avg 2.6%

1 year

-3.36%avg 3.4%

3 years (a year)

+2.80%avg 8.4%

5 years (a year)

+1.59%avg 7.6%

Bars: this plan; the thin mark is the Conservative Hybrid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.6
2025	-0.5	-1.9	+2.2	+1.3	+1.2	+0.1	-0.4	-1.6	+0.3	+1.1	+0.1	-0.4
2026	-1.3	+0.2	-4.3	+2.2	-0.6	+1.7	+0.2	-0.7	-1.9	-0.9	+1.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held65104 lines in all

Top 10 stocks10.0%of the fund

Equity24.2%stocks and equity derivatives

Debt & cash75.8%everything else

Where the money is

Equity 24.2%Debt 45.0%Money market 21.4%Cash & others 9.5%

Sectors (stocks held)

Banks

6.8%

IT - Software

2.0%

Automobiles

2.0%

Pharmaceuticals & Biotechnology

1.6%

Realty

1.1%

Telecom - Services

1.0%

Retailing

0.7%

Power

0.7%

Credit quality (debt and money market)

AAA

38.9%

Sovereign

21.4%

AA+

5.8%

Unrated / other

0.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	24.2%	24.6%	-0.47
Debt	45.0%	39.5%	+5.48
Money market	21.4%	23.5%	-2.14
Cash & others	9.5%	12.4%	-2.90
Top 10 stocks	10.0%	10.2%	-0.27
Number of stocks	65	64	+1

New stocks 5

EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED0.25%
EQ - NTPC LTD.0.24%
EQ - BANDHAN BANK LTD.0.19%
EQ - DR REDDYS LABORATORIES LTD.0.16%
EQ - COHANCE LIFESCIENCES LIMITED0.09%

Stocks sold off 4

EQ - FEDERAL BANK LTD.was 0.26%
EQ - BHARAT PETROLEUM CORPN LTD.was 0.21%
EQ - HINDUSTAN AERONAUTICS LTDwas 0.20%
EQ - PNC INFRATECH LTDwas 0.17%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 65

Holding	Sector / type	% of fund
EQ - HDFC BANK LIMITED INE040A01034	Banks	1.95%
EQ - ICICI BANK LTD INE090A01021	Banks	1.53%
EQ - KOTAK MAHINDRA BANK LTD. INE237A01036	Banks	1.02%
EQ - BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	1.01%
EQ - AXIS BANK LTD. INE238A01034	Banks	0.96%
EQ - INFOSYS LTD. INE009A01021	IT - Software	0.79%
EQ - STATE BANK OF INDIA INE062A01020	Banks	0.78%
EQ - MAHINDRA & MAHINDRA LTD. INE101A01026	Automobiles	0.72%
EQ - TECH MAHINDRA LTD. INE669C01036	IT - Software	0.60%
EQ - RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	0.59%
EQ - MARUTI SUZUKI INDIA LTD. INE585B01010	Automobiles	0.47%
EQ - POWER GRID CORPORATION OF INDI INE752E01010	Power	0.46%
EQ - PHOENIX MILLS LTD INE211B01039	Realty	0.45%
EQ - CIPLA LTD. INE059A01026	Pharmaceuticals & Biotechnology	0.42%
EQ - TATA STEEL LTD. INE081A01020	Ferrous Metals	0.40%
EQ - INDUSIND BANK INE095A01012	Banks	0.39%
EQ - MPHASIS LTD INE356A01018	IT - Software	0.39%
EQ - LARSEN & TOUBRO LTD. INE018A01030	Construction	0.36%
EQ - MAHINDRA & MAHINDRA FINANCIAL INE774D01024	Finance	0.36%
EQ - BRIGADE ENTERPRISES LTD. INE791I01019	Realty	0.36%
EQ - INFO-EDGE (INDIA) LTD. INE663F01032	Retailing	0.34%
EQ - SUN PHARMACEUTICALS INDUSTRIES INE044A01036	Pharmaceuticals & Biotechnology	0.34%
EQ - FORTIS HEALTHCARE LTD. INE061F01013	Healthcare Services	0.34%
EQ - EICHER MOTORS LTD INE066A01021	Automobiles	0.33%
EQ - COAL INDIA LTD. INE522F01014	Consumable Fuels	0.33%
EQ - CROMPTON GREAVES CONSUMER ELEC INE299U01018	Consumer Durables	0.33%
EQ - DLF LTD. INE271C01023	Realty	0.32%
EQ - ORCHID PHARMA LTD. INE191A01027	Pharmaceuticals & Biotechnology	0.31%
EQ - VARUN BEVERAGES LTD INE200M01039	Beverages	0.30%
EQ - ADANI ENTERPRISES LTD. INE423A01024	Metals & Minerals Trading	0.27%
EQ - METROPOLIS HEALTHCARE LTD INE112L01020	Healthcare Services	0.27%
EQ - PVR INOX LIMITED INE191H01014	Entertainment	0.26%
EQ - SAMVARDHANA MOTHERSON INTL LTD INE775A01035	Auto Components	0.26%
EQ - DABUR INDIA LTD. INE016A01026	Personal Products	0.26%
EQ - HDFC LIFE INSURANCE COMPANY LI INE795G01014	Insurance	0.26%
EQ - BHARAT ELECTRONICS LTD. INE263A01024	Aerospace & Defense	0.25%
EQ - OIL & NATURAL GAS CORPORATION INE213A01029	Oil	0.25%
EQ - AIA ENGINEERING LTD. INE212H01026	Industrial Products	0.25%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED INE721I01024	Not Applicable	0.25%
EQ - ITC LTD. INE154A01025	Diversified FMCG	0.25%
EQ - GREAT EASTERN SHIPPING CO. LTD INE017A01032	Transport Services	0.24%
EQ - NTPC LTD. INE733E01010	Power	0.24%
EQ - DALMIA BHARAT LTD INE00R701025	Cement & Cement Products	0.24%
EQ - LTM Limited INE214T01019	IT - Software	0.24%
EQ - GLENMARK PHARMACEUTICALS LTD. INE935A01035	Pharmaceuticals & Biotechnology	0.24%
EQ-JSW INFRASTRUCTURE LIMITED INE880J01026	Transport Infrastructure	0.23%
EQ - TATA MOTORS PASSENGER VEHICLES LTD. INE155A01022	Automobiles	0.23%
EQ - JK PAPER LTD. INE789E01012	Paper, Forest & Jute Products	0.22%
EQ - CERA SANITARYWARE LTD. INE739E01017	Consumer Durables	0.21%
EQ - MAHANAGAR GAS LTD. INE002S01010	Gas	0.21%
EQ - HERO MOTOCORP LTD. INE158A01026	Automobiles	0.20%
EQ - SAPPHIRE FOODS INDIA LTD INE806T01020	Leisure Services	0.20%
EQ - EMAMI LTD. INE548C01032	Personal Products	0.19%
EQ - TUBE INVESTMENTS OF INDIA LTD INE974X01010	Auto Components	0.19%
EQ - BANDHAN BANK LTD. INE545U01014	Banks	0.19%
EQ - SWIGGY LTD INE00H001014	Retailing	0.18%
EQ - DR REDDYS LABORATORIES LTD. INE089A01031	Pharmaceuticals & Biotechnology	0.16%
EQ - P I INDUSTRIES LTD INE603J01030	Fertilizers & Agrochemicals	0.15%
EQ - PRAJ INDUSRIES LTD. INE074A01025	Industrial Manufacturing	0.14%
EQ - INDIAMART INTERMESH LTD INE933S01016	Retailing	0.12%
EQ - ADITYA BIRLA LIFESTYLE BRANDS LIMITED INE14LE01019	Retailing	0.10%
EQ - VOLTAMP TRANSFORMERS LTD. INE540H01012	Electrical Equipment	0.09%
EQ - COHANCE LIFESCIENCES LIMITED INE03QK01018	Pharmaceuticals & Biotechnology	0.09%
EQ - KAJARIA CERAMICS LTD. INE217B01036	Consumer Durables	0.06%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.01%

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Debt, money market and cash 39

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	9.21%
6.90% GSEC MAT - 15/04/2065 IN0020250018	SOV	7.01%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EL3	CRISIL-AAA	4.61%
7.24% GSEC MAT- 18/08/2055 IN0020250075	SOV	3.87%
NCD REC LTD INE020B08FD6	ICRA-AAA	3.10%
NCD LIC HOUSING FINANCE LTD. INE115A07RD3	CRISIL-AAA	3.08%
NCD JIO CREDIT LTD INE282H07026	CRISIL-AAA	3.06%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012	CRISIL-AAA(SO)	2.98%
7.34% GSEC MAT- 22/04/2064 IN0020240035	SOV	2.97%
06.94% GSEC Mat- 11/05/2036 IN0020260025	SOV	2.15%
NCD MUTHOOT FINANCE LTD INE414G07KC4	CRISIL-AA+	1.56%
NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED INE121A07SU3	ICRA-AA+	1.56%
NCD MUTHOOT FINANCE LTD INE414G07JZ7	CRISIL-AA+	1.56%
NCD POONAWALLA FINCORP LTD. INE511C07AB9	CRISIL-AAA	1.55%
NCD POWER FINANCE CORPORATION LTD. INE134E08KV1	CRISIL-AAA	1.55%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LH9	CRISIL-AAA	1.55%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KX8	CRISIL-AAA	1.55%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EU4	CRISIL-AAA	1.54%
NCD KOTAK MAHINDRA PRIME LTD. INE916DA7TN7	CRISIL-AAA	1.54%
NCD BAJAJ FINANCE LTD. INE296A07TJ4	CRISIL-AAA	1.54%
NCD BAJAJ FINANCE LTD. INE296A07TX5	CRISIL-AAA	1.54%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07631	CRISIL-AAA	1.54%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LB2	CRISIL-AAA	1.53%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GF5	CRISIL-AAA	1.53%
NCD REC LTD INE020B08GG7	CRISIL-AAA	1.53%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 INE2I7G15010	CRISIL-AAA(SO)	1.49%
06.90% BIHAR SDL - 16/07/2035 IN1320250021	SOV	1.47%
06.80 TN SDL MAT 02/07/2035 IN3120250151	SOV	1.46%
NCD REC LTD INE020B08GD4	CRISIL-AAA	1.45%
7.08% A P SGL MAT - 26/03/2037 IN1020240801	SOV	1.17%
NCD TORRENT PHARMACEUTICALS LTD. INE685A07157	ICRA-AA+	1.11%
07.71% GSEC Mat- 18/05/2066 IN0020260033	SOV	0.94%
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA INE906B07HH5	CRISIL-AAA	0.63%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.32%
06.48% GSEC Mat- 06/10/2035 IN0020250091	SOV	0.19%
7.04% GSEC MAT- 03/06/2029 IN0020240050	SOV	0.13%
MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF INF789F1AZF3	-	0.12%
MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF INF789F1AZE6	-	0.12%
7.72% WESTBENGAL SGS Mat - 11/03/2044 IN3420250414	SOV	0.02%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility4.6%yearly, from daily NAVs

Worst fall-16.15%31 Aug 2018 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt and Money Market instruments (including securitized debt)*

75–90%

Equity & equity related instruments

10–25%

Units issued by InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,651 cr across all plans · this plan ₹2.16 cr
Fund house	UTI Mutual Fund
Category	Hybrid · Conservative Hybrid
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.24% · Regular 1.85% (6 Nov 2026)
Exit load	(A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL
Minimum investment	Regular Plan-Monthly Payment Plan- Rs.25000, Regular Plan-Monthly Reinvestment of IDCW- Rs.25000, Regular Plan-Monthly Payout of IDCW- Rs.25000, Regular Plan-Growth- Rs.5000, Regular Plan-Flexi Reinvestment of IDCW- Rs.5000, Regular Plan-Flexi Payout of IDCW- Rs.5000, Direct Plan-Monthly Payout of IDCW- Rs.25000, Direct Plan-Monthly Reinvestment of IDCW- Rs.25000, Direct Plan-Monthly Payout of IDCW- Rs.25000, Direct Plan-Growth- Rs.5000, Direct Plan-Flexi Reinvestment of IDCW- Rs.5000, Direct Plan-Flexi Payout of IDCW- Rs.5000, · additional Regular Plan-Monthly Payment Plan-Rs.1000, Regular Plan-Monthly Reinvestment of IDCW-Rs.1000, Regular Plan-Monthly Payout of IDCW-Rs.1000, Regular Plan-Growth-Rs.1000, Regular Plan-Flexi Reinvestment of IDCW-Rs.1000, Regular Plan-Flexi Payout of IDCW-Rs.1000, Direct Plan-Monthly Payout of IDCW-Rs.1000, Direct Plan-Monthly Reinvestment of IDCW-Rs.1000, Direct Plan-Monthly Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Flexi Reinvestment of IDCW-Rs.1000, Direct Plan-Flexi Payout of IDCW-Rs.1000,
Scheme code (AMFI)	120778
ISIN	INF789F01UK5
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹77.3791	+1.58%
Direct · Growth	₹76.1180	+1.58%
Direct · IDCW	₹49.5506	-2.61%
Regular · Growth	₹70.9859	+1.01%
Regular · Growth	₹70.9495	+1.01%
Regular · IDCW	₹44.1613	-3.63%
Regular · IDCW	₹16.6573	-4.57%

Top Conservative Hybrid funds (direct plans)

Fund	1 year	3 years (a year)
Parag Parikh Conservative Hybrid Fund	+3.58%	+9.22%
ICICI Prudential Conservative Hybrid Fund	+3.69%	+9.18%
Aditya Birla Sun Life Conservative Hybrid Fund	+3.85%	+8.99%
Kotak Conservative Hybrid Fund	+2.91%	+8.97%
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)	+6.33%	+8.92%
DSP Conservative Hybrid Fund	+4.04%	+8.92%
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND	+4.50%	+8.70%
SBI CONSERVATIVE HYBRID FUND	+3.82%	+8.43%

All Conservative Hybrid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI Conservative Hybrid Fund - Direct Plan - IDCW today?

₹19.0554 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Conservative Hybrid Fund - Direct Plan - IDCW?

1 year: -3.36%, 3 years: 2.80% a year, 5 years: 1.59% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.