Markets / Mutual funds / Dynamic Bond
UTI Mutual Fund · Debt fund · Direct plan · IDCW
The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.
Bars: this plan; the thin mark is the Dynamic Bond average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.3 | |||||||||||
| 2025 | +0.9 | +0.2 | +1.6 | +1.8 | +1.1 | -0.6 | +0.8 | -1.3 | +1.0 | +0.8 | +0.6 | +0.1 |
| 2026 | +0.1 | +0.9 | -0.5 | +1.0 | +0.2 | +1.4 | +0.4 | +0.1 | +0.1 | -0.6 | +0.9 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 44.5% | 61.4% | -16.94 |
| Money market | 46.8% | 34.2% | +12.63 |
| Cash & others | 8.5% | 4.2% | +4.28 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.16% |
| Holding | % of fund |
|---|---|
| 6.90% GSEC MAT - 15/04/2065 IN0020250018 | 28.31% |
| 07.71% GSEC Mat- 18/05/2066 IN0020260033 | 12.62% |
| NET CURRENT ASSETS | 8.52% |
| NCD BHARTI TELECOM LTD. INE403D08231 | 6.33% |
| NCD MAHINDRA RURAL HOUSING FINANCE LTD INE950O07438 | 6.32% |
| NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07182 | 6.31% |
| NCD CANFIN HOMES LTD. INE477A07423 | 5.06% |
| NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED INE121A07SN8 | 5.02% |
| NCD TORRENT PHARMACEUTICALS LTD. INE685A07157 | 4.99% |
| 7.24% GSEC MAT- 18/08/2055 IN0020250075 | 3.59% |
| NCD MUTHOOT FINANCE LTD INE414G07KC4 | 2.53% |
| NCD MANKIND PHARMA LTD INE634S07025 | 2.53% |
| NCD MANKIND PHARMA LTD INE634S07033 | 2.52% |
| NCD MUTHOOT FINANCE LTD INE414G07JQ6 | 2.51% |
| 07.30% UTTARAKHAND SGS Mat - 01/10/2032 IN3620250040 | 2.12% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028 | 0.38% |
| 06.48% GSEC Mat- 06/10/2035 IN0020250091 | 0.17% |
From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹407 cr across all plans · this plan ₹0.09 cr |
| Fund house | UTI Mutual Fund |
| Category | Debt · Dynamic Bond |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.56% · Regular 1.28% (6 Nov 2026) |
| Minimum investment | Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" · additional Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" |
| Scheme code (AMFI) | 133180 |
| ISIN | INF789FA1S81 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹35.7376 | +4.51% |
| Direct · IDCW | ₹27.5016 | +4.51% |
| Direct · IDCW | ₹17.5916 | +4.51% |
| Direct · IDCW | ₹15.1615 | +2.42% |
| Regular · Growth | ₹32.5233 | +3.68% |
| Regular · IDCW | ₹17.7087 | +3.68% |
| Regular · IDCW | ₹13.9550 | +1.45% |
| Regular · IDCW | ₹17.2387 | +3.68% |
| Regular · IDCW | ₹16.0267 | +3.68% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| BANDHAN Dynamic Term Fund | +6.67% | +7.92% |
| Kotak Dynamic Term Fund | +5.81% | +7.90% |
| Kotak Dynamic Term Fund | +5.81% | +7.90% |
| Aditya Birla Sun Life Dynamic Term Fund | +5.23% | +7.80% |
| Mahindra Manulife Dynamic Term Fund | +4.68% | +7.60% |
| ICICI Prudential Dynamic Term Fund | +5.02% | +7.57% |
| SBI DYNAMIC TERM FUND | +5.19% | +7.48% |
| Nippon India Dynamic Term Fund | +3.77% | +7.40% |
Information only, not investment advice.
₹17.9348 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.51%, 3 years: 7.40% a year, 5 years: 6.82% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.