UTI Floating Interest Rates Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · Growth

FloaterDirect · GrowthRisk: Low to Moderate

NAV · 6 Nov 2026

₹1,694.2610 ▲ 0.00%

UTI Mutual Fund

Fund size₹1,109 crJuly - September 2026

1-month range₹1,686.84 – 1,694.26

1 year+5.70%rank 6 of 10

Expense ratio0.45%direct plan, a year

5 years+6.37%a year

What the fund does

The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns

BenchmarkCRISIL Short Duration Debt A-II Index

Launched30 Oct 2018

Fund houseUTI Mutual Fund

Fund managersPankaj Pathak FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+0.29%avg 0.4%

1 month

+0.32%avg 0.3%

3 months

+1.02%avg 0.7%

6 months

+2.84%avg 2.9%

This year

+4.92%avg 4.8%

1 year

+5.70%avg 5.6% · #6/10

3 years (a year)

+7.02%avg 7.5% · #10/10

5 years (a year)

+6.37%avg 6.8% · #10/10

Bars: this plan; the thin mark is the Floater average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.5	+0.9	+1.0	+1.0	+0.2	+0.6	+0.1	+0.6	+0.8	+0.5	+0.4
2026	+0.2	+0.7	+0.3	+0.6	+0.2	+1.1	+0.5	+0.4	+0.4	+0.1	+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4142 lines in all

Top 10 holdings41.3%of the fund

Debt75.7%bonds, government securities

Money market13.2%CDs, CPs, treasury bills

Where the money is

Debt 75.7%Money market 13.2%Cash & others 11.1%

Credit quality (debt and money market)

AAA

75.4%

Sovereign

6.7%

A1+

6.5%

Unrated / other

0.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	75.7%	68.7%	+7.02
Money market	13.2%	19.0%	-5.79
Cash & others	11.1%	12.3%	-1.21

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.01%

Bonds, money market and cash 41

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	7.11%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8	CRISIL-AAA	6.57%
GOI FRB - MAT 04/10/2028 IN0020210160	SOV	5.01%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EF5	ICRA-AAA	4.99%
CD - CANARA BANK - 22/01/2027 INE476A16G10	CRISIL-A1+	4.88%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F07983	CRISIL-AAA	3.33%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07120	CRISIL-AAA	3.33%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD INE774D07VF8	CRISIL-AAA	3.31%
NCD REC LTD INE020B08EK4	ICRA-AAA	3.31%
NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07IO1	CRISIL-AAA	3.30%
NCD BHARTI TELECOM LTD. INE403D08314	CRISIL-AAA	3.29%
NCD REC LTD INE020B08GF9	CRISIL-AAA	3.23%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012	CRISIL-AAA(SO)	3.17%
NCD MINDSPACE BUSINESS PARKS REIT INE0CCU07066	CRISIL-AAA	2.33%
NCD POWER FINANCE CORPORATION LTD. INE134E08MX3	CRISIL-AAA	2.31%
NCD POONAWALLA FINCORP LTD. INE511C07946	CRISIL-AAA	2.15%
NCD CANFIN HOMES LTD. INE477A07423	ICRA-AAA	2.00%
07.72% MAHARASTRA GOVT. 01/03/2031 IN2220220171	SOV	1.68%
NCD POWER FINANCE CORPORATION LTD. INE134E08JP5	CRISIL-AAA	1.67%
NCD POWER FINANCE CORPORATION LTD. INE134E08IX1	CRISIL-AAA	1.66%
NCD REC LTD INE020B08EW9	CRISIL-AAA	1.66%
NCD SIKKA PORTS AND TERMINALS LIMITED INE941D07166	CRISIL-AAA	1.66%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EI9	ICRA-AAA	1.66%
NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07HY2	CRISIL-AAA	1.66%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07182	CRISIL-AAA	1.66%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD INE774D07VJ0	CRISIL-AAA	1.66%
NCD LIC HOUSING FINANCE LTD. INE115A07QC7	CRISIL-AAA	1.66%
NCD LIC HOUSING FINANCE LTD. INE115A07QZ8	CRISIL-AAA	1.66%
NCD EMBASSY OFFICE PARKS REIT INE041007092	CRISIL-AAA	1.66%
NCD POONAWALLA FINCORP LTD. INE511C07938	CRISIL-AAA	1.66%
NCD BAJAJ FINANCE LTD. INE296A07SC1	CRISIL-AAA	1.65%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KT6	CRISIL-AAA	1.65%
NCD BHARTI TELECOM LTD. INE403D08272	CRISIL-AAA	1.65%
NCD POWER FINANCE CORPORATION LTD. INE134E08OA7	CRISIL-AAA	1.64%
NCD BAJAJ FINANCE LTD. INE296A07TJ4	CRISIL-AAA	1.64%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EP4	ICRA-AAA	1.63%
CD - HDFC Bank Ltd - 12/03/2027 INE040A16IZ6	CRISIL-A1+	1.61%
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028 INE2I7H15018	CRISIL-AAA(SO)	1.58%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035	IND-AAA(SO)	1.11%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.34%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 INE16J715027	IND-AAA(SO)	0.26%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.6%yearly, from daily NAVs

Worst fall-0.34%6 Jun 2025 → 13 Jun 2025

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Oct 2018).

Where it can invest (limits from the scheme document)

Floating Rate Debt Securities

65–100%

Debt and Money Market Securities

0–35%

Units issued by InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,109 cr across all plans · this plan ₹796 cr
Fund house	UTI Mutual Fund
Category	Debt · Floater
Plan	Direct
Option	Growth
Expense ratio (TER)	Direct 0.45% · Regular 0.87% (6 Nov 2026)
Minimum investment	Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Direct Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500,
Scheme code (AMFI)	145295
ISIN	INF789F1ACX5
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · IDCW	₹1,442.8447	+4.39%
Direct · IDCW	₹1,596.1200	+5.70%
Direct · IDCW	₹1,550.9614	+5.70%
Direct · IDCW	₹1,544.3172	+5.70%
Regular · Growth	₹1,609.8540	+5.24%
Regular · IDCW	₹1,421.7470	+5.24%
Regular · IDCW	₹1,528.8639	+5.24%
Regular · IDCW	₹1,471.6907	+5.24%
Regular · IDCW	₹1,304.0711	+3.80%

Top Floater funds (direct plans)

Fund	1 year	3 years (a year)
Franklin India Floating Interest Rates Fund	+5.84%	+7.96%
BANDHAN FLOATING INTEREST RATES FUND	+6.05%	+7.75%
ICICI Prudential Floating Interest Rates Fund	+6.02%	+7.74%
DSP Floating Interest Rates Fund	+4.80%	+7.63%
Kotak Floating Interest Rates Fund	+5.20%	+7.57%
HDFC Floating Interest Rates Fund	+5.50%	+7.51%
SBI Floating Interest Rates Fund	+6.11%	+7.44%
Nippon India Floating Interest Rates Fund	+4.80%	+7.38%
UTI Floating Interest Rates Fund	+5.70%	+7.02%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Floating Interest Rates Fund - Direct Plan - Growth today?

₹1,694.2610 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Floating Interest Rates Fund - Direct Plan - Growth?

1 year: 5.70%, 3 years: 7.02% a year, 5 years: 6.37% a year

How does UTI Floating Interest Rates Fund rank in its category?

6 of 10 Floater funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.