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UTI Floating Interest Rates Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · IDCW

FloaterDirect · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,550.9614 ▲ 0.00%
UTI Mutual Fund
Fund size₹1,109 crJuly - September 2026
1-month range₹1,544.17 – 1,550.96
1 year+5.70%
Expense ratio0.45%direct plan, a year
5 years+6.00%a year

What the fund does

The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns

BenchmarkCRISIL Short Duration Debt A-II Index
Launched30 Oct 2018
Fund houseUTI Mutual Fund
Fund managersPankaj Pathak FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

1,5371,5441,550 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.29%avg 0.4%
1 month
+0.32%avg 0.3%
3 months
+1.02%avg 0.7%
6 months
+2.84%avg 2.9%
This year
+4.92%avg 4.8%
1 year
+5.70%avg 5.6%
3 years (a year)
+7.02%avg 7.5%
5 years (a year)
+6.00%avg 6.8%

Bars: this plan; the thin mark is the Floater average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.9+1.0+1.0+0.2+0.6+0.1+0.6+0.8+0.5+0.4
2026+0.2+0.7+0.3+0.6+0.2+1.1+0.5+0.4+0.4+0.1+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4142 lines in all
Top 10 holdings41.3%of the fund
Debt75.7%bonds, government securities
Money market13.2%CDs, CPs, treasury bills

Where the money is

Debt 75.7%Money market 13.2%Cash & others 11.1%

Credit quality (debt and money market)

AAA
75.4%
Sovereign
6.7%
A1+
6.5%
Unrated / other
0.3%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt75.7%68.7%+7.02
Money market13.2%19.0%-5.79
Cash & others11.1%12.3%-1.21

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.01%

Bonds, money market and cash 41

HoldingSector / type% of fund
NET CURRENT ASSETS–7.11%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
INE556F08KS8		CRISIL-AAA6.57%
GOI FRB - MAT 04/10/2028
IN0020210160		SOV5.01%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EF5		ICRA-AAA4.99%
CD - CANARA BANK - 22/01/2027
INE476A16G10		CRISIL-A1+4.88%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED
INE053F07983		CRISIL-AAA3.33%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD
INE507T07120		CRISIL-AAA3.33%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD
INE774D07VF8		CRISIL-AAA3.31%
NCD REC LTD
INE020B08EK4		ICRA-AAA3.31%
NCD TATA CAPITAL HOUSING FINANCE LTD
INE033L07IO1		CRISIL-AAA3.30%
NCD BHARTI TELECOM LTD.
INE403D08314		CRISIL-AAA3.29%
NCD REC LTD
INE020B08GF9		CRISIL-AAA3.23%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030
INE2I7F15012		CRISIL-AAA(SO)3.17%
NCD MINDSPACE BUSINESS PARKS REIT
INE0CCU07066		CRISIL-AAA2.33%
NCD POWER FINANCE CORPORATION LTD.
INE134E08MX3		CRISIL-AAA2.31%
NCD POONAWALLA FINCORP LTD.
INE511C07946		CRISIL-AAA2.15%
NCD CANFIN HOMES LTD.
INE477A07423		ICRA-AAA2.00%
07.72% MAHARASTRA GOVT. 01/03/2031
IN2220220171		SOV1.68%
NCD POWER FINANCE CORPORATION LTD.
INE134E08JP5		CRISIL-AAA1.67%
NCD POWER FINANCE CORPORATION LTD.
INE134E08IX1		CRISIL-AAA1.66%
NCD REC LTD
INE020B08EW9		CRISIL-AAA1.66%
NCD SIKKA PORTS AND TERMINALS LIMITED
INE941D07166		CRISIL-AAA1.66%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EI9		ICRA-AAA1.66%
NCD TATA CAPITAL HOUSING FINANCE LTD
INE033L07HY2		CRISIL-AAA1.66%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED
INE936D07182		CRISIL-AAA1.66%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD
INE774D07VJ0		CRISIL-AAA1.66%
NCD LIC HOUSING FINANCE LTD.
INE115A07QC7		CRISIL-AAA1.66%
NCD LIC HOUSING FINANCE LTD.
INE115A07QZ8		CRISIL-AAA1.66%
NCD EMBASSY OFFICE PARKS REIT
INE041007092		CRISIL-AAA1.66%
NCD POONAWALLA FINCORP LTD.
INE511C07938		CRISIL-AAA1.66%
NCD BAJAJ FINANCE LTD.
INE296A07SC1		CRISIL-AAA1.65%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
INE556F08KT6		CRISIL-AAA1.65%
NCD BHARTI TELECOM LTD.
INE403D08272		CRISIL-AAA1.65%
NCD POWER FINANCE CORPORATION LTD.
INE134E08OA7		CRISIL-AAA1.64%
NCD BAJAJ FINANCE LTD.
INE296A07TJ4		CRISIL-AAA1.64%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EP4		ICRA-AAA1.63%
CD - HDFC Bank Ltd - 12/03/2027
INE040A16IZ6		CRISIL-A1+1.61%
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028
INE2I7H15018		CRISIL-AAA(SO)1.58%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3
INE16J715035		IND-AAA(SO)1.11%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
INF0RQ622028		-0.34%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2
INE16J715027		IND-AAA(SO)0.26%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.6%yearly, from daily NAVs
Worst fall-2.95%28 Feb 2020 → 31 Mar 2020
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Oct 2018).

Where it can invest (limits from the scheme document)

Floating Rate Debt Securities
65–100%
Debt and Money Market Securities
0–35%
Units issued by InvITs
0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹1,109 cr across all plans · this plan ₹0.03 cr
Fund houseUTI Mutual Fund
CategoryDebt · Floater
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.45% · Regular 0.87% (6 Nov 2026)
Minimum investmentRegular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Direct Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500,
Scheme code (AMFI)145293
ISININF789F1ADA1
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹1,694.2610+5.70%
Direct · IDCW₹1,442.8447+4.39%
Direct · IDCW₹1,596.1200+5.70%
Direct · IDCW₹1,544.3172+5.70%
Regular · Growth₹1,609.8540+5.24%
Regular · IDCW₹1,421.7470+5.24%
Regular · IDCW₹1,528.8639+5.24%
Regular · IDCW₹1,471.6907+5.24%
Regular · IDCW₹1,304.0711+3.80%

Top Floater funds (direct plans)

Fund1 year3 years (a year)
Franklin India Floating Interest Rates Fund+5.84%+7.96%
BANDHAN FLOATING INTEREST RATES FUND+6.05%+7.75%
ICICI Prudential Floating Interest Rates Fund+6.02%+7.74%
DSP Floating Interest Rates Fund+4.80%+7.63%
Kotak Floating Interest Rates Fund+5.20%+7.57%
HDFC Floating Interest Rates Fund+5.50%+7.51%
SBI Floating Interest Rates Fund+6.11%+7.44%
Nippon India Floating Interest Rates Fund+4.80%+7.38%

All Floater funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI Floating Interest Rates Fund - Direct Plan - IDCW today?

₹1,550.9614 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Floating Interest Rates Fund - Direct Plan - IDCW?

1 year: 5.70%, 3 years: 7.02% a year, 5 years: 6.00% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.