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Mutual fundsSIF

UTI - India Consumer Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Equity fund · Direct plan · IDCW

Sectoral / ThematicDirect · IDCWRisk: Very High
NAV · 6 Nov 2026
₹55.7047 ▲ 1.19%
UTI Mutual Fund
Fund size₹720 crJuly - September 2026
1-month range₹50.40 – 55.70
1 year-1.63%
Expense ratio1.71%direct plan, a year
5 years+8.97%a year

What the fund does

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

BenchmarkNifty India Consumption TRI
Launched30 Jul 2007
Fund houseUTI Mutual Fund
Fund managersVicky Punjabi

NAV history

515457 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+7.42%avg 5.2%
1 month
+7.40%avg 3.0%
3 months
-2.77%avg -1.6%
6 months
+3.70%avg 3.7%
This year
-1.75%avg 4.5%
1 year
-1.63%avg 5.5%
3 years (a year)
+11.25%avg 15.3%
5 years (a year)
+8.97%avg 13.0%

Bars: this plan; the thin mark is the Sectoral / Thematic average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-1.4
2025-4.3-8.6+5.2+4.4+1.7+4.0-2.3+3.4+0.5+2.2+0.0-0.6
2026-6.8+1.3-11.1+10.4-1.4+3.3+5.6-0.1-7.7-0.5+7.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held4445 lines in all
Top 10 stocks55.2%of the fund
Equity98.1%stocks and equity derivatives
Debt & cash2.0%everything else

Where the money is

Equity 98.1%Cash & others 2.0%

Sectors (stocks held)

Automobiles
25.1%
Retailing
19.4%
Consumer Durables
13.6%
Telecom - Services
5.6%
Diversified FMCG
5.0%
Food Products
3.9%
Realty
3.4%
Beverages
3.3%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held98.1%98.3%-0.24
Cash & others2.0%1.7%+0.26
Top 10 stocks55.2%54.4%+0.77
Number of stocks44440
Bought more 3
  • EQ - NESTLE INDIA LTD.+0.72
  • EQ - ITC LTD.+0.29
  • EQ - BHARTI AIRTEL LTD.+0.26
Cut back 5
  • EQ - AVENUE SUPERMARTS LTD.-1.06
  • EQ - HAVELLS INDIA LTD.-0.55
  • EQ - PB FINTECH LTD-0.44
  • EQ - BRIGADE ENTERPRISES LTD.-0.26
  • EQ - TIPS MUSIC LIMITED-0.25

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 44

HoldingSector / type% of fund
EQ - ETERNAL LIMITED
INE758T01015		Retailing9.40%
EQ - MAHINDRA & MAHINDRA LTD.
INE101A01026		Automobiles9.22%
EQ - TITAN COMPANY LTD.
INE280A01028		Consumer Durables7.43%
EQ - BHARTI AIRTEL LTD.
INE397D01024		Telecom - Services5.60%
EQ - MARUTI SUZUKI INDIA LTD.
INE585B01010		Automobiles5.23%
EQ - EICHER MOTORS LTD
INE066A01021		Automobiles4.66%
EQ - TRENT LIMITED
INE849A01020		Retailing4.03%
EQ - TVS MOTOR COMPANY LTD
INE494B01023		Automobiles3.66%
EQ - NESTLE INDIA LTD.
INE239A01024		Food Products3.10%
EQ - TATA CONSUMER PRODUCTS LTD
INE192A01025		Agricultural Food & other Products2.86%
EQ - ITC LTD.
INE154A01025		Diversified FMCG2.84%
EQ - HERO MOTOCORP LTD.
INE158A01026		Automobiles2.35%
EQ - PHOENIX MILLS LTD
INE211B01039		Realty2.16%
EQ - HINDUSTAN UNILEVER LTD
INE030A01027		Diversified FMCG2.13%
EQ - POLYCAB INDIA LTD
INE455K01017		Industrial Products2.00%
EQ - BAJAJ FINANCE LTD.
INE296A01032		Finance1.87%
EQ - INFO-EDGE (INDIA) LTD.
INE663F01032		Retailing1.82%
EQ- GLOBAL HEALTH LTD.
INE474Q01031		Healthcare Services1.81%
EQ - JUBILANT FOODWORKS LTD.
INE797F01020		Leisure Services1.72%
EQ - VARUN BEVERAGES LTD
INE200M01039		Beverages1.69%
EQ - DIXON TECHNOLOGIES (INDIA) LTD
INE935N01020		Consumer Durables1.67%
EQ - PIDILITE INDUSTRIES LTD.
INE318A01026		Chemicals & Petrochemicals1.41%
EQ - HDFC BANK LIMITED
INE040A01034		Banks1.35%
EQ - V-MART RETAIL LTD
INE665J01013		Retailing1.32%
EQ - METRO BRANDS LTD
INE317I01021		Consumer Durables1.31%
EQ - BRIGADE ENTERPRISES LTD.
INE791I01019		Realty1.24%
EQ - AVENUE SUPERMARTS LTD.
INE192R01011		Retailing1.23%
EQ - VISHAL MEGA MART LTD
INE01EA01019		Retailing1.19%
EQ - UNITED SPIRITS LTD.
INE854D01024		Beverages1.14%
EQ - BERGER PAINTS INDIA LTD.
INE463A01038		Consumer Durables1.09%
EQ - PB FINTECH LTD
INE417T01026		Financial Technology (Fintech)1.08%
EQ - BLUE STAR LIMITED
INE472A01039		Consumer Durables1.03%
EQ - TIPS MUSIC LIMITED
INE716B01029		Entertainment0.94%
EQ - UNITED FOODBRANDS LTD
INE382M01027		Leisure Services0.84%
EQ -BIKAJI FOODS INTERNATIONAL LTD.
INE00E101023		Food Products0.83%
EQ - ASTRAL LTD.
INE006I01046		Industrial Products0.81%
EQ - ASTER DM QUALITY CARE LIMITED
INE914M01019		Healthcare Services0.73%
EQ - HDFC ASSET MANAGEMENT COMPANY
INE127D01025		Capital Markets0.71%
EQ - SBI FUNDS MANAGEMENT LIMITED
INE640G01020		Capital Markets0.59%
EQ - HAVELLS INDIA LTD.
INE176B01034		Consumer Durables0.56%
EQ - LG ELECTRONICS INDIA LTD
INE324D01010		Consumer Durables0.55%
EQ - RADICO KHAITAN LTD.
INE944F01028		Beverages0.45%
EQ - MEESHO LTD
INE0VDM01015		Retailing0.39%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.01%

Debt, money market and cash 1

HoldingSector / type% of fund
NET CURRENT ASSETS–1.95%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility15.7%yearly, from daily NAVs
Worst fall-23.00%27 Sept 2024 → 28 Feb 2025
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and equity related instruments of entities related to the theme of Indian Lifestyle & are part of benchmark sectors
80–100%
Money Market Instruments and other instruments permissible under residual porti
0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹720 cr across all plans · this plan ₹0.77 cr
Fund houseUTI Mutual Fund
CategoryEquity · Sectoral / Thematic
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.71% · Regular 2.43% (6 Nov 2026)
Exit load1.00% if redeemed before 30 days from the date of allotment. Nil if redeemed on or after 30 days from the date of allotment
Minimum investmentRegular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, · additional Regular Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Scheme code (AMFI)120781
ISININF789F01VG1
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹63.4532-1.63%
Regular · Growth₹58.0032-2.43%
Regular · IDCW₹50.7028-2.43%

Top Sectoral / Thematic funds (direct plans)

Fund1 year3 years (a year)
Nippon India Taiwan Equity Fund+39.55%+42.38%
HDFC Defence Fund+20.78%+35.14%
HDFC Pharma and Healthcare Fund+28.23%+31.72%
SBI HEALTHCARE OPPORTUNITIES FUND+22.32%+25.68%
HDFC Transportation and Logistics Fund+9.94%+25.29%
Mirae Asset Healthcare Fund+24.35%+25.21%
UTI - Healthcare Fund+18.81%+24.71%
ICICI PRUDENTIAL TRANSPORTATION AND LOGISTICS FUND+11.93%+23.21%

All Sectoral / Thematic funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - India Consumer Fund - Direct Plan - IDCW today?

₹55.7047 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - India Consumer Fund - Direct Plan - IDCW?

1 year: -1.63%, 3 years: 11.25% a year, 5 years: 8.97% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.