Markets / Mutual funds / Medium to Long Duration

UTI Medium to Long Term Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · IDCW

Medium to Long DurationRegular · IDCWRisk: Moderate High

NAV · 6 Nov 2026

₹13.1582 ▼ 0.06%

UTI Mutual Fund

Fund size₹304 crJuly - September 2026

1-month range₹13.01 – 13.17

1 year+0.77%

Expense ratio1.64%regular plan, a year

5 years+3.31%a year

What the fund does

The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkCRISIL Medium to Long Duration Debt A-III Index

Launched4 May 1998

Fund houseUTI Mutual Fund

Fund managersAmit Sharma FM1Not Applicable FM 2Not Applicable FM 3

NAV history

Returns

1 week

+1.00%avg 1.0%

1 month

+0.44%avg 0.5%

3 months

-0.18%avg -0.3%

6 months

+2.22%avg 2.3%

This year

+0.70%avg 3.0%

1 year

+0.77%avg 3.2%

3 years (a year)

+2.66%avg 6.2%

5 years (a year)

+3.31%avg 5.3%

Bars: this plan; the thin mark is the Medium to Long Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	+0.9	+0.1	-2.2	+1.9	+0.9	-0.9	+0.5	-1.2	+1.0	+0.5	+0.4	-0.0
2026	-0.2	+0.8	-3.1	+0.8	+0.3	+1.9	+0.2	-0.1	-0.2	-0.6	+1.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2728 lines in all

Top 10 holdings64.6%of the fund

Debt60.7%bonds, government securities

Money market35.9%CDs, CPs, treasury bills

Where the money is

Equity 0.2%Debt 60.7%Money market 35.9%Cash & others 3.2%

Credit quality (debt and money market)

Sovereign

35.9%

AAA

31.0%

AA+

18.8%

10.6%

Unrated / other

0.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	60.7%	59.0%	+1.65
Money market	35.9%	36.6%	-0.67
Cash & others	3.2%	4.3%	-1.02

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.21%

Bonds, money market and cash 27

Holding	Sector / type	% of fund
6.90% GSEC MAT - 15/04/2065 IN0020250018	SOV	8.87%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070	CRISIL-AAA	8.18%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07565	CRISIL-AAA	8.10%
7.08% A P SGL MAT - 26/03/2037 IN1020240801	SOV	7.75%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012	CRISIL-AAA(SO)	6.30%
SPN/DDB JTPM METAL TRADERS LIMITED INE02PE08036	CRISIL-AA	5.69%
NCD PIRAMAL FINANCE LIMITED INE202B07JR4	CARE-AA+	4.96%
NCD MUTHOOT FINANCE LTD INE414G07KC4	CRISIL-AA+	4.95%
NCD ADITYA BIRLA RENEWABLES LTD INE01QP08016	CRISIL-AA	4.94%
NCD TORRENT PHARMACEUTICALS LTD. INE685A07157	ICRA-AA+	4.89%
7.24% GSEC MAT- 18/08/2055 IN0020250075	SOV	4.69%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035	IND-AAA(SO)	4.14%
7.99% RAJASTHAN SGS - 30/03/2041 IN2920250452	SOV	3.32%
NCD MANKIND PHARMA LTD INE634S07033	CRISIL-AA+	3.30%
NET CURRENT ASSETS	–	3.23%
7.57% TAMIL NADU SGS Mat - 18/03/2038 IN3120250854	SOV	3.22%
7.74% WEST BENGAL SGS Mat - 18/02/2044 IN3420250372	SOV	3.05%
NCD POONAWALLA FINCORP LTD. INE511C07979	CRISIL-AAA	2.29%
7.74% MH SDL MAT - 01/03/2033 IN2220220189	SOV	1.66%
07.78% RAJASTHAN SDL 29/03/2033 IN2920220349	SOV	1.65%
NCD BHARTI TELECOM LTD. INE403D08306	CRISIL-AAA	1.63%
06.94% GSEC Mat- 11/05/2036 IN0020260025	SOV	1.62%
NCD MUTHOOT FINANCE LTD INE414G07JS2	ICRA-AA+	0.65%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.32%
NCD NATIONAL HOUSING BANK INE557F08FZ1	CRISIL-AAA	0.16%
NCD REC LTD INE020B08FF1	ICRA-AAA	0.16%
7.72% MADHYA PRADESH SGS Mat - 18/02/2045 IN2120250427	SOV	0.06%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.8%yearly, from daily NAVs

Worst fall-15.38%30 Nov 2016 → 28 Feb 2020

RiskometerModerate HighModerate High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt Instruments (including securitised debt)*

50–100%

Money Market Instruments

0–50%

Debt Instruments (including securitised debt)*

50–100%

Money Market Instruments

0–50%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹304 cr across all plans · this plan ₹0.30 cr
Fund house	UTI Mutual Fund
Category	Debt · Medium to Long Duration
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.32% · Regular 1.64% (6 Nov 2026)
Minimum investment	Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" · additional Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:"
Scheme code (AMFI)	133869
ISIN	INF789FA1T23
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹83.5415	+3.10%
Direct · IDCW	₹26.3644	+3.10%
Direct · IDCW	₹16.2533	+3.10%
Direct · IDCW	₹15.6425	+3.10%
Direct · IDCW	₹13.4105	+1.17%
Regular · Growth	₹76.2974	+2.73%
Regular · IDCW	₹19.5959	+2.73%
Regular · IDCW	₹14.8356	+2.73%
Regular · IDCW	₹15.0737	+2.73%

Top Medium to Long Duration funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan Medium to Long Term Fund	+5.17%	+7.17%
LIC MF Medium to Long Term Fund	+3.79%	+6.75%
ICICI Prudential Medium to Long Term Fund	+3.68%	+6.66%
HSBC Medium to Long Term Fund	+3.03%	+6.65%
HDFC Medium to Long Term Fund	+2.86%	+6.26%
SBI MEDIUM TO LONG TERM FUND	+3.42%	+6.16%
UTI Medium to Long Term Fund	+2.73%	+6.10%
Kotak Medium to Long Term Fund	+3.16%	+6.09%

All Medium to Long Duration funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI Medium to Long Term Fund - Regular Plan - IDCW today?

₹13.1582 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Medium to Long Term Fund - Regular Plan - IDCW?

1 year: 0.77%, 3 years: 2.66% a year, 5 years: 3.31% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.