UTI - Overnight Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · IDCW

OvernightRegular · IDCWRisk: Low

NAV · 6 Nov 2026

₹1,936.4607 ▲ 0.01%

UTI Mutual Fund

Fund size₹6,146 crJuly - September 2026

1-month range₹1,927.50 – 1,936.46

1 year+5.21%

Expense ratio0.14%regular plan, a year

5 years+5.31%a year

What the fund does

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkCRISIL Liquid Overnight Index

Launched24 Nov 2003

Fund houseUTI Mutual Fund

Fund managersJaydeep Bhowal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+0.11%avg 0.1%

1 month

+0.45%avg 0.3%

3 months

+1.27%avg 0.9%

6 months

+2.56%avg 1.9%

This year

+4.39%avg 3.2%

1 year

+5.21%avg 3.9%

3 years (a year)

+5.98%avg 4.3%

5 years (a year)

+5.31%avg 6.2%

Bars: this plan; the thin mark is the Overnight average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.6	+0.5	+0.5	+0.5	+0.5	+0.4	+0.4	+0.5	+0.4	+0.5	+0.4	+0.5
2026	+0.4	+0.4	+0.5	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held18 lines in all

Top 10 stocks0.2%of the fund

Equity0.2%stocks and equity derivatives

Debt & cash99.9%everything else

Where the money is

Equity 0.2%Money market 4.6%Cash & others 95.2%

Sectors (stocks held)

Other

0.2%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	0.0%	0.0%	0.00
Money market	4.6%	15.5%	-10.88
Cash & others	95.2%	84.4%	+10.81

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.16%

Debt, money market and cash 7

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	95.24%
91 DAYS T-BILL - 01/10/2026 IN002026X131	SOV	1.33%
91 DAYS T-BILL - 08/10/2026 IN002026X149	SOV	1.28%
182 DAYS T-BILL - 22/10/2026 IN002026Y030	SOV	1.11%
91 DAYS T-BILL - 29/10/2026 IN002026X172	SOV	0.55%
364 DAYS T-BILL - 08/10/2026 IN002025Z286	SOV	0.28%
364 DAYS T-BILL - 15/10/2026 IN002025Z294	SOV	0.06%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.2%yearly, from daily NAVs

Worst fall-4.62%31 Jan 2017 → 31 Mar 2017

RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹6,146 cr across all plans · this plan ₹0.73 cr
Fund house	UTI Mutual Fund
Category	Debt · Overnight
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.10% · Regular 0.14% (6 Nov 2026)
Minimum investment	Regular Plan-Growth- Rs.500, Regular Plan-Periodic Reinvestment of IDCW- Rs.20000, Regular Plan-Periodic Payout of IDCW- Rs.20000, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Periodic Reinvestment of IDCW- Rs.20000, Direct Plan-Periodic Payout of IDCW- Rs.20000, · additional Regular Plan-Growth-Rs.500, Regular Plan-Periodic Reinvestment of IDCW-Rs.500, Regular Plan-Periodic Payout of IDCW-Rs.500, Regular Plan-Daily Reinvestment of IDCW-Rs.500, Direct Plan-Daily Reinvestment of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Periodic Reinvestment of IDCW-Rs.500, Direct Plan-Periodic Payout of IDCW-Rs.500,
Scheme code (AMFI)	100813
ISIN	INF789F01588
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,802.3439	+5.26%
Direct · IDCW	₹1,995.5230	+5.26%
Direct · IDCW	₹1,371.6621	0.00%
Regular · Growth	₹3,758.9122	+5.21%
Regular · IDCW	₹1,370.8617	0.00%

Top Overnight funds (regular plans)

Fund	1 year	3 years (a year)
Groww Overnight Fund	+5.77%	+6.18%
BANK OF INDIA OVERNIGHT FUND	+5.49%	+6.17%
BANK OF INDIA OVERNIGHT FUND	+5.47%	+6.17%
BANK OF INDIA OVERNIGHT FUND	+5.48%	+6.16%
BANK OF INDIA OVERNIGHT FUND	+5.46%	+6.14%
Axis Overnight Fund	+5.29%	+6.06%
Baroda BNP Paribas Overnight Fund	+5.29%	+6.04%
HSBC Overnight Fund	+5.26%	+6.03%

All Overnight funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Overnight Fund - Regular Plan - IDCW today?

₹1,936.4607 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Overnight Fund - Regular Plan - IDCW?

1 year: 5.21%, 3 years: 5.98% a year, 5 years: 5.31% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.