Markets / Mutual funds / Short Duration
UTI Mutual Fund · Debt fund · Direct plan · IDCW
Debt fund in the Short Duration category, from UTI Mutual Fund.
Bars: this plan; the thin mark is the Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.5 | |||||||||||
| 2025 | +0.7 | +0.5 | +1.1 | +1.3 | +1.1 | +0.2 | +0.6 | +0.1 | +0.6 | +0.8 | +0.5 | +0.2 |
| 2026 | +0.0 | +0.8 | -0.3 | +0.6 | +0.2 | +1.7 | +0.4 | +0.1 | +0.2 | -0.2 | +0.7 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 68.1% | 75.7% | -7.60 |
| Money market | 16.4% | 16.3% | +0.10 |
| Cash & others | 15.5% | 8.0% | +7.48 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.02% |
| Holding | % of fund |
|---|---|
| NET CURRENT ASSETS | 15.46% |
| NCD EXPORT IMPORT BANK OF INDIA INE514E08GF5 | 6.93% |
| NCD VEDANTA LTD INE205A08095 | 5.56% |
| NCD LIC HOUSING FINANCE LTD. INE115A07QW5 | 4.23% |
| NCD POONAWALLA FINCORP LTD. INE511C07854 | 4.23% |
| NCD 360 ONE PRIME LTD INE248U07GG6 | 4.22% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KW0 | 4.20% |
| NCD LIC HOUSING FINANCE LTD. INE115A07NP6 | 2.87% |
| NCD REC LTD INE020B08BU9 | 2.86% |
| 07.18% GSEC MAT -14/08/2033 IN0020230085 | 2.83% |
| NCD BAJAJ HOUSING FINANCE LTD INE377Y07557 | 2.82% |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08353 | 2.82% |
| NCD REC LTD INE020B08GD4 | 2.80% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8 | 2.79% |
| NCD POWER FINANCE CORPORATION LTD. INE134E08MA1 | 2.79% |
| CD - AXIS BANK - 07/12/2026 INE238AD6CN6 | 2.79% |
| CD - INDUS IND BANK - 07/12/2026 INE095A169E3 | 2.79% |
| 6.28% GSEC MAT- 14/07/2032 IN0020250059 | 2.72% |
| 07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012 | 2.70% |
| NCD PIRAMAL FINANCE LIMITED INE202B07JW4 | 1.98% |
| 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035 | 1.42% |
| NCD MANKIND PHARMA LTD INE634S07033 | 1.41% |
| NCD POONAWALLA FINCORP LTD. INE511C07870 | 1.41% |
| NCD SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070 | 1.40% |
| NCD REC LTD INE020B08GI3 | 1.39% |
| NCD EXPORT IMPORT BANK OF INDIA INE514E08GD0 | 1.39% |
| NCD BAJAJ HOUSING FINANCE LTD INE377Y07565 | 1.39% |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08510 | 1.39% |
| NCD BAJAJ FINANCE LTD. INE296A07TM8 | 1.39% |
| 7.57% UTTARPRADESH SGS Mat - 04/02/2036 IN3320250183 | 1.38% |
| 7.54% MAHARASHTRA SGS Mat - 04/02/2037 IN2220250442 | 1.38% |
| 06.48% GSEC Mat- 06/10/2035 IN0020250091 | 1.35% |
| NCD 360 ONE PRIME LTD INE248U07GC5 | 0.85% |
| 7.47% KARNATAKA SGS Mat - 25/08/2036 IN1920250256 | 0.62% |
| 6.79% GOVT BONDS - 07/10/2034 IN0020240126 | 0.55% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028 | 0.53% |
| 08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 INE16J715027 | 0.33% |
From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹1,947 cr across all plans · this plan ₹0.05 cr |
| Fund house | UTI Mutual Fund |
| Category | Debt · Short Duration |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.41% · Regular 0.81% (6 Nov 2026) |
| Scheme code (AMFI) | 131425 |
| ISIN | INF789FA1R17 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹36.2331 | +4.76% |
| Direct · IDCW | ₹20.4872 | +4.76% |
| Direct · IDCW | ₹20.0129 | +4.76% |
| Direct · IDCW | ₹10.6401 | -0.98% |
| Direct · IDCW | ₹13.7391 | +1.52% |
| Regular · Growth | ₹47.6507 | +4.31% |
| Regular · Growth | ₹33.8509 | +4.31% |
| Regular · IDCW | ₹25.1905 | +4.31% |
| Regular · IDCW | ₹17.5168 | +4.31% |
| Regular · IDCW | ₹19.3290 | +4.31% |
| Regular · IDCW | ₹14.5002 | +4.31% |
| Regular · IDCW | ₹11.9610 | -0.80% |
| Regular · IDCW | ₹14.9699 | +4.31% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Short Term Fund | +5.68% | +7.68% |
| ICICI Prudential Short Term Fund | +5.55% | +7.68% |
| Mahindra Manulife Short Term Fund | +5.38% | +7.68% |
| Nippon India Short Term Fund | +4.90% | +7.61% |
| Aditya Birla Sun Life Short Term Fund | +4.96% | +7.57% |
| Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios) | +4.95% | +7.44% |
| LIC MF Short Term Fund | +4.89% | +7.43% |
| HDFC Short Term Fund | +4.78% | +7.41% |
Information only, not investment advice.
₹14.8325 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.76%, 3 years: 7.27% a year, 5 years: 5.34% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.