UTI Short Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · Growth

Short DurationRegular · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹33.8509 ▼ 0.02%

UTI Mutual Fund

Fund size₹1,947 crJuly - September 2026

1-month range₹33.57 – 33.86

1 year+4.31%rank 17 of 44

Expense ratio0.81%regular plan, a year

5 years+6.02%a year

What the fund does

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt &money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkCRISIL Short Duration Debt A-II Index

Launched29 Aug 2003

Fund houseUTI Mutual Fund

Fund managersAnurag Mittal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+0.66%avg 0.6%

1 month

+0.37%avg 0.4%

3 months

+0.41%avg 0.4%

6 months

+2.54%avg 2.0%

This year

+3.80%avg 2.8%

1 year

+4.31%avg 3.1% · #17/44

3 years (a year)

+6.77%avg 5.2% · #14/44

5 years (a year)

+6.02%avg 4.9% · #12/36

Bars: this plan; the thin mark is the Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.7	+0.4	+1.1	+1.3	+1.1	+0.2	+0.6	+0.1	+0.5	+0.7	+0.5	+0.2
2026	+0.0	+0.7	-0.3	+0.6	+0.1	+1.6	+0.4	+0.1	+0.1	-0.2	+0.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings3738 lines in all

Top 10 holdings40.7%of the fund

Debt68.1%bonds, government securities

Money market16.4%CDs, CPs, treasury bills

Where the money is

Debt 68.1%Money market 16.4%Cash & others 15.5%

Credit quality (debt and money market)

AAA

53.6%

Sovereign

10.8%

AA+

9.0%

A1+

5.6%

5.1%

Unrated / other

0.5%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	68.1%	75.7%	-7.60
Money market	16.4%	16.3%	+0.10
Cash & others	15.5%	8.0%	+7.48

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.02%

Bonds, money market and cash 37

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	15.46%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GF5	CRISIL-AAA	6.93%
NCD VEDANTA LTD INE205A08095	CRISIL-AA+	5.56%
NCD LIC HOUSING FINANCE LTD. INE115A07QW5	CRISIL-AAA	4.23%
NCD POONAWALLA FINCORP LTD. INE511C07854	CRISIL-AAA	4.23%
NCD 360 ONE PRIME LTD INE248U07GG6	ICRA-AA	4.22%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KW0	CRISIL-AAA	4.20%
NCD LIC HOUSING FINANCE LTD. INE115A07NP6	CRISIL-AAA	2.87%
NCD REC LTD INE020B08BU9	CRISIL-AAA	2.86%
07.18% GSEC MAT -14/08/2033 IN0020230085	SOV	2.83%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07557	CRISIL-AAA	2.82%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08353	CRISIL-AAA	2.82%
NCD REC LTD INE020B08GD4	CRISIL-AAA	2.80%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8	CRISIL-AAA	2.79%
NCD POWER FINANCE CORPORATION LTD. INE134E08MA1	CRISIL-AAA	2.79%
CD - AXIS BANK - 07/12/2026 INE238AD6CN6	CRISIL-A1+	2.79%
CD - INDUS IND BANK - 07/12/2026 INE095A169E3	CRISIL-A1+	2.79%
6.28% GSEC MAT- 14/07/2032 IN0020250059	SOV	2.72%
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012	CRISIL-AAA(SO)	2.70%
NCD PIRAMAL FINANCE LIMITED INE202B07JW4	ICRA-AA+	1.98%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035	IND-AAA(SO)	1.42%
NCD MANKIND PHARMA LTD INE634S07033	CRISIL-AA+	1.41%
NCD POONAWALLA FINCORP LTD. INE511C07870	CRISIL-AAA	1.41%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070	CRISIL-AAA	1.40%
NCD REC LTD INE020B08GI3	CRISIL-AAA	1.39%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GD0	ICRA-AAA	1.39%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07565	CRISIL-AAA	1.39%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08510	CRISIL-AAA	1.39%
NCD BAJAJ FINANCE LTD. INE296A07TM8	CRISIL-AAA	1.39%
7.57% UTTARPRADESH SGS Mat - 04/02/2036 IN3320250183	SOV	1.38%
7.54% MAHARASHTRA SGS Mat - 04/02/2037 IN2220250442	SOV	1.38%
06.48% GSEC Mat- 06/10/2035 IN0020250091	SOV	1.35%
NCD 360 ONE PRIME LTD INE248U07GC5	ICRA-AA	0.85%
7.47% KARNATAKA SGS Mat - 25/08/2036 IN1920250256	SOV	0.62%
6.79% GOVT BONDS - 07/10/2034 IN0020240126	SOV	0.55%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.53%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 INE16J715027	IND-AAA(SO)	0.33%

Show 22 moreShow fewer

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.2%yearly, from daily NAVs

Worst fall-11.22%31 May 2019 → 28 Jun 2019

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt securities

0–100%

Money Market Instruments

0–100%

Units issued by InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,947 cr across all plans · this plan ₹593 cr
Fund house	UTI Mutual Fund
Category	Debt · Short Duration
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.41% · Regular 0.81% (6 Nov 2026)
Minimum investment	Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" · additional Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:"
Scheme code (AMFI)	106624
ISIN	INF789F01QA4
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹36.2331	+4.76%
Direct · IDCW	₹20.4872	+4.76%
Direct · IDCW	₹20.0129	+4.76%
Direct · IDCW	₹14.8325	+4.76%
Direct · IDCW	₹10.6401	-0.98%
Direct · IDCW	₹13.7391	+1.52%
Regular · Growth	₹47.6507	+4.31%
Regular · IDCW	₹25.1905	+4.31%
Regular · IDCW	₹17.5168	+4.31%
Regular · IDCW	₹19.3290	+4.31%
Regular · IDCW	₹14.5002	+4.31%
Regular · IDCW	₹11.9610	-0.80%
Regular · IDCW	₹14.9699	+4.31%

Top Short Duration funds (regular plans)

Fund	1 year	3 years (a year)
Axis Short Term Fund	+5.36%	+7.76%
BANK OF INDIA SHORT TERM FUND	+4.91%	+7.68%
Groww Short Term Fund	+5.38%	+7.57%
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)	+5.04%	+7.42%
Mirae Asset Short Term Fund	+4.40%	+7.30%
Axis Short Term Fund	+4.80%	+7.20%
Axis Short Term Fund	+4.80%	+7.19%
HDFC Short Term Fund	+4.46%	+7.09%
UTI Short Term Fund	+4.31%	+6.77%

All Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Short Term Fund - Regular Plan - Growth today?

₹33.8509 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Short Term Fund - Regular Plan - Growth?

1 year: 4.31%, 3 years: 6.77% a year, 5 years: 6.02% a year

How does UTI Short Term Fund rank in its category?

17 of 44 Short Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.