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UTI Ultra Short Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · IDCW

Ultra Short DurationDirect · IDCWRisk: Moderate
NAV · 6 Nov 2026
₹1,648.8654 ▲ 0.02%
UTI Mutual Fund
Fund size₹3,503 crJuly - September 2026
1-month range₹1,642.08 – 1,648.87
1 year+6.52%
Expense ratio0.39%direct plan, a year
5 years+6.69%a year

What the fund does

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkNifty Ultra Short Duration Debt Index A-I
Launched29 Aug 2003
Fund houseUTI Mutual Fund
Fund managersAnurag Mittal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

1,6271,6381,648 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.19%avg 0.2%
1 month
+0.40%avg 0.4%
3 months
+1.48%avg 1.1%
6 months
+3.35%avg 3.0%
This year
+5.56%avg 4.9%
1 year
+6.52%avg 5.8%
3 years (a year)
+7.28%avg 7.1%
5 years (a year)
+6.69%avg 6.5%

Bars: this plan; the thin mark is the Ultra Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.6+0.7+0.7+0.7+0.6+0.5+0.5+0.4+0.6+0.5+0.5
2026+0.3+0.6+0.4+0.6+0.3+1.0+0.5+0.6+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings5353 lines in all
Top 10 holdings41.2%of the fund
Debt33.2%bonds, government securities
Money market67.3%CDs, CPs, treasury bills

Where the money is

Debt 33.2%Money market 67.3%Cash & others 0.8%

Credit quality (debt and money market)

A1+
59.0%
AA+
12.9%
AA
12.9%
Sovereign
8.2%
AAA
5.3%
AA-
1.6%
Unrated / other
0.4%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt33.2%27.7%+5.44
Money market67.3%66.9%+0.34
Cash & others0.8%5.3%-4.49

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.03%

Bonds, money market and cash 52

HoldingSector / type% of fund
364 DAYS T-BILL - 26/11/2026
IN002025Z351		SOV6.58%
CD - INDIAN BANK - 22/01/2027
INE562A16QG2		CRISIL-A1+5.68%
CD - HDFC BANK LTD - 15/02/2027
INE040A16JC3		CARE-A1+4.85%
CD - AXIS BANK - 26/02/2027
INE238AD6CP1		CRISIL-A1+4.84%
CD - EXIM BANK - 29/01/2027
INE514E16CO9		CRISIL-A1+4.05%
CP MUTHOOT FINCORP LIMITED
INE549K14CH1		CRISIL-A1+3.26%
CD - HDFC BANK LTD. - 22/01/2027
INE040A16IK8		CARE-A1+3.25%
CD - EXIM BANK - 01/03/2027
INE514E16CP6		CRISIL-A1+3.22%
NCD GODREJ PROPERTIES LTD.
INE484J08055		ICRA-AA+2.99%
NCD NUVAMA WEALTH FINANCE LTD
INE918K07PW3		CARE-AA2.50%
NCD 360 ONE PRIME LTD
INE248U07GA9		ICRA-AA2.48%
NCD POONAWALLA FINCORP LTD.
INE511C07938		CRISIL-AAA2.48%
CD - UJJIVAN SMALL FINANCE BANK - 15/12/2026
INE551W16CN5		ICRA-A1+2.45%
CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027
INE556F16BV4		CARE-A1+2.44%
NCD ADITYA BIRLA RENEWABLES LTD
INE01QP08016		CRISIL-AA2.15%
NCD PIRAMAL FINANCE LIMITED
INE202B07JR4		CARE-AA+2.00%
NCD 360 ONE PRIME LTD
INE248U07FU9		ICRA-AA1.66%
NCD DMI FINANCE PRIVATE LIMITED
INE604O07225		ICRA-AA1.66%
NCD MAHINDRA RURAL HOUSING FINANCE LTD
INE950O07438		CRISIL-AAA1.66%
NCD PIRAMAL FINANCE LIMITED
INE202B07JW4		ICRA-AA+1.66%
NCD HERO HOUSING FINANCE LTD
INE800X07071		CRISIL-AA+1.66%
NCD TORRENT POWER LTD.
INE813H07192		CRISIL-AA+1.65%
NCD GIC HOUSING FINANCE LTD.
INE289B07123		CRISIL-AA+1.64%
NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED
INE0M8D08032		CRISIL-AA-1.64%
CD - EQUITAS SMALL FINANCE BANK - 15/12/2026
INE063P16BP2		IND-A1+1.63%
CD - AXIS BANK LTD - 14/01/2027
INE238AD6BW9		CRISIL-A1+1.63%
CD - NABARD - 22/01/2027
INE261F16AF6		ICRA-A1+1.62%
CD - CANARA BANK - 29/01/2027
INE476A16G36		CRISIL-A1+1.62%
CD - NABARD - 28/01/2027
INE261F16AH2		ICRA-A1+1.62%
CD - HDFC BANK - 05/02/2027
INE040A16IM4		CARE-A1+1.62%
CD - NABARD - 03/02/2027
INE261F16AI0		ICRA-A1+1.62%
CD - SMALL INDST. DEV. BANK OF INDIA - 05/02/2027
INE556F16BZ5		CARE-A1+1.62%
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027
INE237AD6141		CRISIL-A1+1.62%
CD - CANARA BANK - 12/02/2027
INE476A16H01		CRISIL-A1+1.62%
CD - CANARA BANK - 02/03/2027
INE476A16H35		CRISIL-A1+1.61%
CD - NABARD - 02/03/2027
INE261F16AM2		CRISIL-A1+1.61%
CD - UNION BANK OF INDIA - 16/03/2027
INE692A16LS3		ICRA-A1+1.61%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027
INE949L16EO8		CARE-A1+1.57%
CD - SIDBI - 11/08/2027
INE556F16CF5		CARE-A1+1.56%
NCD ERIS LIFESCIENCES LTD
INE406M08011		IND-AA0.83%
NCD NUVAMA WEALTH FINANCE LTD
INE918K07PZ6		CARE-AA0.83%
NCD EMBASSY OFFICE PARKS REIT
INE041007092		CRISIL-AAA0.83%
7.59% GJ SDL 15/02/2027
IN1520160194		SOV0.83%
07.15% KARNATAKA SDL MAT - 11/01/2027
IN1920160075		SOV0.83%
NCD INDIGRID INFRASTRUCTURE TRUST
INE219X07538		CRISIL-AAA0.81%
NCD GODREJ INDUSTRIES LTD.
INE233A08170		CRISIL-AA+0.81%
CP MUTHOOT FINCORP LIMITED
INE549K14CO7		CRISIL-A1+0.80%
NCD VEDANTA ALUMINIUM METAL LTD.
INE205A08020		ICRA-AA+0.50%
NCD 360 ONE PRIME LTD
INE248U07EW8		CRISIL-AA0.45%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
INF0RQ622028		-0.44%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
INE261F08EF5		ICRA-AAA0.33%
NCD 360 ONE PRIME LTD
INE248U07GC5		ICRA-AA0.33%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.4%yearly, from daily NAVs
Worst fall-3.31%31 May 2016 → 28 Jun 2019
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt Securities (including securitised debt)*
0–100%
Money market instruments
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹3,503 cr across all plans · this plan ₹0.30 cr
Fund houseUTI Mutual Fund
CategoryDebt · Ultra Short Duration
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.39% · Regular 1.00% (6 Nov 2026)
Minimum investmentRegular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan - Growth- Rs.500, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Fortnightly Reinvestment of IDCW-Rs.500, Regular Plan-Fortnightly Payout of IDCW-Rs.500, Regular Plan-Weekly Reinvestment of IDCW-Rs.500, Regular Plan-Daily Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Fortnightly Reinvestment of IDCW-Rs.500, Direct Plan-Fortnightly Payout of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan - Growth-Rs.500, Direct Plan-Weekly Reinvestment of IDCW-Rs.500, Direct Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500,
Scheme code (AMFI)120744
ISININF789F01TG5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹4,956.2608+6.52%
Direct · IDCW₹1,085.4564+0.19%
Direct · IDCW₹2,404.6551+6.52%
Direct · IDCW₹1,174.9775+1.26%
Direct · IDCW₹1,367.1420+3.12%
Direct · IDCW₹2,057.8875+6.52%
Direct · IDCW₹1,558.9681+6.52%
Direct · IDCW₹1,571.4636+6.52%
Regular · Growth₹4,581.1802+5.86%
Regular · Growth₹3,282.5766+5.86%
Regular · IDCW₹1,449.7967+5.86%
Regular · IDCW₹1,053.0836+0.44%
Regular · IDCW₹1,768.4899+5.86%
Regular · IDCW₹1,127.9651+2.33%
Regular · IDCW₹1,326.2726+0.37%
Regular · IDCW₹1,323.7427+4.42%
Regular · IDCW₹1,499.1265+5.86%
Regular · IDCW₹1,037.0698+3.65%

Top Ultra Short Duration funds (direct plans)

Fund1 year3 years (a year)
HSBC Ultra Short to Short Term Fund+6.00%+7.76%
Nippon India Ultra Short Term Fund+6.87%+7.55%
Aditya Birla Sun Life Ultra Short Term Fund+6.44%+7.45%
Nippon India Ultra Short to Short Term Fund+6.13%+7.41%
Kotak Ultra Short to Short Term Fund+5.85%+7.39%
ICICI Prudential Ultra Short to Short Term Fund+6.04%+7.38%
Mahindra Manulife Ultra Short to Short Term Fund+6.08%+7.38%
ICICI Prudential Ultra Short term Fund+6.46%+7.36%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Ultra Short Term Fund - Direct Plan - IDCW today?

₹1,648.8654 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Ultra Short Term Fund - Direct Plan - IDCW?

1 year: 6.52%, 3 years: 7.28% a year, 5 years: 6.69% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.