Markets / Mutual funds / Ultra Short Duration

UTI Ultra Short Term Fund - Direct Plan - IDCW

NAVs of 6 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · IDCW

Ultra Short DurationDirect · IDCWRisk: Moderate

NAV · 5 Nov 2026

₹1,558.7230 ▲ 0.06%

UTI Mutual Fund

Fund size₹3,503 crJuly - September 2026

1-month range₹1,552.46 – 1,558.72

1 year+6.54%

Expense ratio0.38%direct plan, a year

5 years+5.96%a year

What the fund does

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkNifty Ultra Short Duration Debt Index A-I

Launched29 Aug 2003

Fund houseUTI Mutual Fund

Fund managersAnurag Mittal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+0.20%avg 0.3%

1 month

+0.40%avg 0.3%

3 months

+1.49%avg 1.1%

6 months

+3.35%avg 3.0%

This year

+5.55%avg 4.9%

1 year

+6.54%avg 5.8%

3 years (a year)

+7.28%avg 7.1%

5 years (a year)

+5.96%avg 6.5%

Bars: this plan; the thin mark is the Ultra Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.6	+0.7	+0.7	+0.7	+0.6	+0.5	+0.5	+0.4	+0.6	+0.5	+0.5
2026	+0.3	+0.6	+0.4	+0.6	+0.3	+1.0	+0.5	+0.6	+0.5	+0.3	+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings5353 lines in all

Top 10 holdings41.2%of the fund

Debt33.2%bonds, government securities

Money market67.3%CDs, CPs, treasury bills

Where the money is

Debt 33.2%Money market 67.3%Cash & others 0.8%

Credit quality (debt and money market)

A1+

59.0%

AA+

12.9%

Sovereign

8.2%

AAA

5.3%

AA-

1.6%

Unrated / other

0.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	33.2%	27.7%	+5.44
Money market	67.3%	66.9%	+0.34
Cash & others	0.8%	5.3%	-4.49

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.03%

Bonds, money market and cash 52

Holding	Sector / type	% of fund
364 DAYS T-BILL - 26/11/2026 IN002025Z351	SOV	6.58%
CD - INDIAN BANK - 22/01/2027 INE562A16QG2	CRISIL-A1+	5.68%
CD - HDFC BANK LTD - 15/02/2027 INE040A16JC3	CARE-A1+	4.85%
CD - AXIS BANK - 26/02/2027 INE238AD6CP1	CRISIL-A1+	4.84%
CD - EXIM BANK - 29/01/2027 INE514E16CO9	CRISIL-A1+	4.05%
CP MUTHOOT FINCORP LIMITED INE549K14CH1	CRISIL-A1+	3.26%
CD - HDFC BANK LTD. - 22/01/2027 INE040A16IK8	CARE-A1+	3.25%
CD - EXIM BANK - 01/03/2027 INE514E16CP6	CRISIL-A1+	3.22%
NCD GODREJ PROPERTIES LTD. INE484J08055	ICRA-AA+	2.99%
NCD NUVAMA WEALTH FINANCE LTD INE918K07PW3	CARE-AA	2.50%
NCD 360 ONE PRIME LTD INE248U07GA9	ICRA-AA	2.48%
NCD POONAWALLA FINCORP LTD. INE511C07938	CRISIL-AAA	2.48%
CD - UJJIVAN SMALL FINANCE BANK - 15/12/2026 INE551W16CN5	ICRA-A1+	2.45%
CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 INE556F16BV4	CARE-A1+	2.44%
NCD ADITYA BIRLA RENEWABLES LTD INE01QP08016	CRISIL-AA	2.15%
NCD PIRAMAL FINANCE LIMITED INE202B07JR4	CARE-AA+	2.00%
NCD 360 ONE PRIME LTD INE248U07FU9	ICRA-AA	1.66%
NCD DMI FINANCE PRIVATE LIMITED INE604O07225	ICRA-AA	1.66%
NCD MAHINDRA RURAL HOUSING FINANCE LTD INE950O07438	CRISIL-AAA	1.66%
NCD PIRAMAL FINANCE LIMITED INE202B07JW4	ICRA-AA+	1.66%
NCD HERO HOUSING FINANCE LTD INE800X07071	CRISIL-AA+	1.66%
NCD TORRENT POWER LTD. INE813H07192	CRISIL-AA+	1.65%
NCD GIC HOUSING FINANCE LTD. INE289B07123	CRISIL-AA+	1.64%
NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED INE0M8D08032	CRISIL-AA-	1.64%
CD - EQUITAS SMALL FINANCE BANK - 15/12/2026 INE063P16BP2	IND-A1+	1.63%
CD - AXIS BANK LTD - 14/01/2027 INE238AD6BW9	CRISIL-A1+	1.63%
CD - NABARD - 22/01/2027 INE261F16AF6	ICRA-A1+	1.62%
CD - CANARA BANK - 29/01/2027 INE476A16G36	CRISIL-A1+	1.62%
CD - NABARD - 28/01/2027 INE261F16AH2	ICRA-A1+	1.62%
CD - HDFC BANK - 05/02/2027 INE040A16IM4	CARE-A1+	1.62%
CD - NABARD - 03/02/2027 INE261F16AI0	ICRA-A1+	1.62%
CD - SMALL INDST. DEV. BANK OF INDIA - 05/02/2027 INE556F16BZ5	CARE-A1+	1.62%
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 INE237AD6141	CRISIL-A1+	1.62%
CD - CANARA BANK - 12/02/2027 INE476A16H01	CRISIL-A1+	1.62%
CD - CANARA BANK - 02/03/2027 INE476A16H35	CRISIL-A1+	1.61%
CD - NABARD - 02/03/2027 INE261F16AM2	CRISIL-A1+	1.61%
CD - UNION BANK OF INDIA - 16/03/2027 INE692A16LS3	ICRA-A1+	1.61%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027 INE949L16EO8	CARE-A1+	1.57%
CD - SIDBI - 11/08/2027 INE556F16CF5	CARE-A1+	1.56%
NCD ERIS LIFESCIENCES LTD INE406M08011	IND-AA	0.83%
NCD NUVAMA WEALTH FINANCE LTD INE918K07PZ6	CARE-AA	0.83%
NCD EMBASSY OFFICE PARKS REIT INE041007092	CRISIL-AAA	0.83%
7.59% GJ SDL 15/02/2027 IN1520160194	SOV	0.83%
07.15% KARNATAKA SDL MAT - 11/01/2027 IN1920160075	SOV	0.83%
NCD INDIGRID INFRASTRUCTURE TRUST INE219X07538	CRISIL-AAA	0.81%
NCD GODREJ INDUSTRIES LTD. INE233A08170	CRISIL-AA+	0.81%
CP MUTHOOT FINCORP LIMITED INE549K14CO7	CRISIL-A1+	0.80%
NCD VEDANTA ALUMINIUM METAL LTD. INE205A08020	ICRA-AA+	0.50%
NCD 360 ONE PRIME LTD INE248U07EW8	CRISIL-AA	0.45%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.44%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EF5	ICRA-AAA	0.33%
NCD 360 ONE PRIME LTD INE248U07GC5	ICRA-AA	0.33%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.4%yearly, from daily NAVs

Worst fall-5.71%28 Feb 2017 → 31 Mar 2017

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Jul 2016).

Where it can invest (limits from the scheme document)

Debt Securities (including securitised debt)*

0–100%

Money market instruments

0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹3,503 cr across all plans · this plan ₹0.09 cr
Fund house	UTI Mutual Fund
Category	Debt · Ultra Short Duration
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.38% · Regular 0.99% (5 Nov 2026)
Minimum investment	Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan - Growth- Rs.500, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Fortnightly Reinvestment of IDCW-Rs.500, Regular Plan-Fortnightly Payout of IDCW-Rs.500, Regular Plan-Weekly Reinvestment of IDCW-Rs.500, Regular Plan-Daily Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Fortnightly Reinvestment of IDCW-Rs.500, Direct Plan-Fortnightly Payout of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan - Growth-Rs.500, Direct Plan-Weekly Reinvestment of IDCW-Rs.500, Direct Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500,
Scheme code (AMFI)	139568
ISIN	INF789FA1Q42
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹4,955.4817	+6.54%
Direct · IDCW	₹1,648.6061	+6.54%
Direct · IDCW	₹1,085.2857	+0.08%
Direct · IDCW	₹2,404.2771	+6.54%
Direct · IDCW	₹1,174.7927	+1.28%
Direct · IDCW	₹1,366.9270	+3.14%
Direct · IDCW	₹2,057.5640	+6.54%
Direct · IDCW	₹1,571.2165	+6.54%
Regular · Growth	₹4,580.5362	+5.88%
Regular · Growth	₹3,282.1151	+5.88%
Regular · IDCW	₹1,449.5929	+4.62%
Regular · IDCW	₹1,053.0836	+0.43%
Regular · IDCW	₹1,768.2413	+5.88%
Regular · IDCW	₹1,127.8065	+2.35%
Regular · IDCW	₹1,326.0861	+0.39%
Regular · IDCW	₹1,323.5566	+4.44%
Regular · IDCW	₹1,498.9158	+5.88%
Regular · IDCW	₹1,036.9241	+3.66%

Top Ultra Short Duration funds (direct plans)

Fund	1 year	3 years (a year)
HSBC Ultra Short to Short Term Fund	+6.01%	+7.76%
Nippon India Ultra Short Term Fund	+6.89%	+7.54%
Aditya Birla Sun Life Ultra Short Term Fund	+6.47%	+7.44%
Nippon India Ultra Short to Short Term Fund	+6.16%	+7.41%
Kotak Ultra Short to Short Term Fund	+5.89%	+7.39%
ICICI Prudential Ultra Short to Short Term Fund	+6.09%	+7.38%
Mahindra Manulife Ultra Short to Short Term Fund	+6.11%	+7.38%
ICICI Prudential Ultra Short term Fund	+6.49%	+7.35%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Ultra Short Term Fund - Direct Plan - IDCW today?

₹1,558.7230 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Ultra Short Term Fund - Direct Plan - IDCW?

1 year: 6.54%, 3 years: 7.28% a year, 5 years: 5.96% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.