ICICI Prudential Banking and PSU Debt Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

ICICI Prudential Mutual Fund · Debt fund · Regular plan · IDCW

Banking & PSURegular · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹11.0648 ▼ 0.03%

ICICI Prudential Mutual Fund

Fund size₹8,743 crJuly - September 2026

1-month range₹10.95 – 11.07

1 year+0.06%

Expense ratio0.72%regular plan, a year

5 years+0.86%a year

What the fund does

To generate income through predominantly investing in Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

BenchmarkNifty Banking and PSU Debt Index A-II

Launched12 Jun 2009

Fund houseICICI Prudential Mutual Fund

Fund managersFM 1- Rohit LakhotiaFM 2- Manish Banthia

NAV history

Returns

1 week

+0.87%avg 0.6%

1 month

+0.34%avg 0.3%

3 months

-1.23%avg 0.4%

6 months

+0.54%avg 2.5%

This year

+0.90%avg 3.6%

1 year

+0.06%avg 4.1%

3 years (a year)

+1.00%avg 6.7%

5 years (a year)

+0.86%avg 6.0%

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.2
2025	+0.7	+0.4	-0.3	+1.3	+1.0	-1.4	+0.6	-0.0	-0.3	+0.8	+0.6	-1.4
2026	+0.0	+0.7	-1.2	+0.5	+0.2	+1.5	+0.1	+0.1	-1.4	-0.5	+0.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9496 lines in all

Top 10 holdings33.2%of the fund

Debt99.2%bonds, government securities

Money market3.3%CDs, CPs, treasury bills

Where the money is

Debt 99.2%Money market 3.3%Cash & others 3.0%Short -1.5%

Credit quality (debt and money market)

AAA

77.0%

Sovereign

15.7%

Unrated / other

5.5%

A1+

3.2%

AA+

1.0%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Short positions	-1.5%	0.0%	-1.45
Debt	99.2%	97.2%	+2.04
Money market	3.3%	3.9%	-0.66
Cash & others	3.0%	4.5%	-1.47

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-1.45%

Bonds, money market and cash 95

Holding	Sector / type	% of fund
Securitized Debt Instruments	–	5.48%
NABARD INE261F08EM1	ICRA AAA	4.65%
TREPS	–	4.05%
LIC Housing Finance Ltd. ** INE115A07RF8	CRISIL AAA	4.03%
Government Securities IN0020250018	SOV	3.56%
Power Finance Corporation Ltd. ** INE134E08OC3	CRISIL AAA	3.08%
Government Securities IN0020260025	SOV	2.81%
Rural Electrification Corporation Ltd. INE020B08FZ9	ICRA AAA	2.78%
Power Finance Corporation Ltd. ** INE134E08OA7	CRISIL AAA	2.46%
HDFC Bank Ltd.( Tier II Bond under Basel III ) ** INE040A08427	CRISIL AAA	2.24%
Mahanagar Telephone Nigam Ltd. ** INE153A08170	FITCH AAA(CE)	2.14%
Siddhivinayak Securitisation Trust ** INE2I7F15012	CRISIL AAA(SO)	2.08%
HDFC Bank Ltd. ** INE040A08393	CRISIL AAA	1.89%
HDFC Bank Ltd. ** INE040A08724	CRISIL AAA	1.89%
Rural Electrification Corporation Ltd. ** INE020B08EK4	CRISIL AAA	1.86%
Small Industries Development Bank Of India. ** INE556F08LB2	CRISIL AAA	1.83%
Shivshakti Securitisation Trust ** INE2I7G15010	CRISIL AAA(SO)	1.78%
NABARD INE261F08EI9	ICRA AAA	1.56%
Export-Import Bank Of India ** INE514E08FJ9	CRISIL AAA	1.55%
Power Finance Corporation Ltd. ** INE134E08NP7	CRISIL AAA	1.55%
NABARD INE261F08EK5	CRISIL AAA	1.55%
Small Industries Development Bank Of India. ** INE556F08KV2	CRISIL AAA	1.54%
Small Industries Development Bank Of India. ** INE556F08KS8	CRISIL AAA	1.54%
HDFC Bank Ltd. ** INE040A08AF2	CRISIL AAA	1.53%
HDFC Bank Ltd. ** INE040A08AI6	CRISIL AAA	1.53%
Small Industries Development Bank Of India. ** INE556F08LA4	CRISIL AAA	1.52%
Small Industries Development Bank Of India. ** INE556F08LG1	CRISIL AAA	1.52%
State Government of Madhya Pradesh IN2120250138	SOV	1.47%
Government Securities IN0020240035	SOV	1.42%
Axis Bank Ltd. ** INE238A08450	CRISIL AAA	1.33%
Government Securities IN0020200120	SOV	1.30%
Rural Electrification Corporation Ltd. ** INE020B08BC7	CRISIL AAA	1.27%
NABARD ** INE261F08DV4	CRISIL AAA	1.24%
Rural Electrification Corporation Ltd. ** INE020B08FR6	CRISIL AAA	1.24%
Housing and Urban Development Corporation Ltd. ** INE031A08AC8	ICRA AAA	1.23%
Housing and Urban Development Corporation Ltd. ** INE031A08996	ICRA AAA	1.22%
State Government of Madhya Pradesh IN2120250120	SOV	1.20%
Small Industries Development Bank Of India. INE556F08KT6	CRISIL AAA	1.11%
Export-Import Bank Of India ** INE514E08FP6	CRISIL AAA	1.05%
Mahanagar Telephone Nigam Ltd. ** # INE153A08089	BWR AA+(CE)	1.00%
Rural Electrification Corporation Ltd. ** INE020B08FF1	ICRA AAA	0.99%
Tata Capital Ltd. ** INE976I07DE9	CRISIL AAA	0.99%
Power Finance Corporation Ltd. ** INE134E08KC1	CRISIL AAA	0.96%
Small Industries Development Bank Of India. ** INE556F08KL3	CRISIL AAA	0.93%
NABARD INE261F08EU4	CRISIL AAA	0.92%
HDFC Bank Ltd. ** INE040A08666	CRISIL AAA	0.92%
Export-Import Bank Of India INE514E08GD0	CRISIL AAA	0.92%
Small Industries Development Bank Of India. INE556F16CF5	CRISIL A1+	0.88%
India Universal Trust AL1 ** INE16J715035	FITCH AAA(SO)	0.87%
HDFC Bank Ltd. ** INE040A08AB1	CRISIL AAA	0.83%
Citicorp Finance (India) Ltd. ** INE915D08DC0	ICRA AAA	0.81%
Power Finance Corporation Ltd. ** INE134E08JP5	CRISIL AAA	0.67%
Rural Electrification Corporation Ltd. ** INE020B08BS3	CRISIL AAA	0.64%
Mahindra & Mahindra Financial Services Ltd. ** INE774D07VP7	CRISIL AAA	0.62%
Rural Electrification Corporation Ltd. INE020B08FA2	CRISIL AAA	0.62%
Housing and Urban Development Corporation Ltd. ** INE031A08897	ICRA AAA	0.62%
NABARD ** INE261F08EJ7	ICRA AAA	0.62%
Mashreq Bank PSC India Branch ** INE0JOL16074	CRISIL A1+	0.61%
Power Finance Corporation Ltd. ** INE134E08KL2	CRISIL AAA	0.61%
Bharat Sanchar Nigam Ltd. ** INE103D08054	CRISIL AAA(CE)	0.60%
Power Finance Corporation Ltd. ** INE134E08NN2	CRISIL AAA	0.60%
State Government of Chhattisgarh IN3520260057	SOV	0.60%
Union Bank Of India ** INE692A16LZ8	ICRA A1+	0.60%
Small Industries Development Bank Of India. ** INE556F16CG3	CRISIL A1+	0.58%
State Government of Maharashtra IN2220240427	SOV	0.58%
Small Industries Development Bank Of India. INE556F16CI9	CRISIL A1+	0.58%
State Government of Telangana IN4520250684	SOV	0.54%
Government Securities IN0020250075	SOV	0.49%
State Government of Maharashtra IN2220240435	SOV	0.41%
Corporate Debt Market Development Fund (Class A2) INF0RQ622028	Financial Services	0.39%
India Universal Trust AL2 ** INE1CBK15037	CRISIL AAA(SO)	0.35%
State Government of Chhattisgarh IN3520240083	SOV	0.33%
Rural Electrification Corporation Ltd. ** INE020B08BQ7	CRISIL AAA	0.32%
Housing and Urban Development Corporation Ltd. ** INE031A08707	ICRA AAA	0.32%
Power Finance Corporation Ltd. ** INE134E08IX1	CRISIL AAA	0.31%
Power Finance Corporation Ltd. INE134E08JE9	CRISIL AAA	0.31%
ICICI Home Finance Company Ltd. ** INE071G07777	ICRA AAA	0.31%
HDFC Bank Ltd. ** INE040A08914	CRISIL AAA	0.31%
Rural Electrification Corporation Ltd. ** INE020B08FD6	ICRA AAA	0.31%
Power Finance Corporation Ltd. ** INE134E08NO0	CRISIL AAA	0.31%
HDFC Bank Ltd. ** INE040A08401	CRISIL AAA	0.30%
Power Finance Corporation Ltd. ** INE134E08LA3	CRISIL AAA	0.30%
State Government of Karnataka IN1920240257	SOV	0.28%
State Government of Maharashtra IN2220250186	SOV	0.26%
Rural Electrification Corporation Ltd. ** INE020B08AZ0	CRISIL AAA	0.25%
India Universal Trust AL2 ** INE1CBK15029	CRISIL AAA(SO)	0.21%
State Government of Bihar IN1320250112	SOV	0.21%
India Universal Trust AL1 ** INE16J715027	FITCH AAA(SO)	0.19%
ICICI Bank Ltd. ** INE090A08UG3	ICRA AAA	0.18%
Rural Electrification Corporation Ltd. ** INE020B08GA0	ICRA AAA	0.18%
Government Securities IN0020240118	SOV	0.09%
State Government of Maharashtra IN2220250319	SOV	0.08%
State Government of West Bengal IN3420240241	SOV	0.07%
Power Finance Corporation Ltd. ** INE134E08IO0	CRISIL AAA	0.06%
Government Securities IN0020260082	SOV	0.05%

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From the fund house's monthly portfolio (icicipruamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility2.9%yearly, from daily NAVs

Worst fall-6.14%31 Jul 2020 → 30 Sept 2020

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹8,743 cr across all plans · this plan ₹6.50 cr
Fund house	ICICI Prudential Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.40% · Regular 0.72% (5 Nov 2026)
Minimum investment	₹500 · additional ₹100
Scheme code (AMFI)	116174
ISIN	INF109K01YE1
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹36.6502	+4.90%
Direct · IDCW	₹13.0788	+0.09%
Regular · Growth	₹34.9984	+4.54%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.53%	+7.20%
Franklin India Banking & PSU Debt Fund	+5.23%	+7.06%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.40%	+7.00%
Axis Banking and PSU Debt Fund	+4.46%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.06%	+6.89%
Kotak Banking and PSU Debt Fund	+4.41%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.23%	+6.85%
Edelweiss Banking and PSU Debt Fund	+3.91%	+6.79%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of ICICI Prudential Banking and PSU Debt Fund - Regular Plan - IDCW today?

₹11.0648 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of ICICI Prudential Banking and PSU Debt Fund - Regular Plan - IDCW?

1 year: 0.06%, 3 years: 1.00% a year, 5 years: 0.86% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.