Markets / Mutual funds / Overnight
Trust Mutual Fund · Debt fund · Regular plan · IDCW
Debt fund in the Overnight category, from Trust Mutual Fund.
Bars: this plan; the thin mark is the Overnight average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.4 | |||||||||||
| 2025 | +0.5 | +0.4 | +0.4 | +0.4 | +0.5 | +0.3 | +0.3 | +0.4 | +0.3 | +0.4 | +0.3 | +0.4 |
| 2026 | +0.3 | +0.2 | +0.2 | +0.2 | +0.2 | +0.3 | +0.3 | +0.3 | +0.2 | +0.3 | +0.1 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 0.0% | 0.0% | 0.00 |
| Money market | 2.3% | 3.2% | -0.91 |
| Cash & others | 97.7% | 96.8% | +0.91 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| TREPS 01-Oct-2026 | 97.42% |
| 91 Days Tbill (MD 08/10/2026) IN002026X149 | 2.30% |
| Net Receivables / (Payables) | 0.28% |
From the fund house's monthly portfolio (trustmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jan 2022).
| Fund size (average AUM, July - September 2026) | ₹51.59 cr across all plans · this plan ₹0.02 cr |
| Fund house | Trust Mutual Fund |
| Category | Debt · Overnight |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.10% · Regular 0.16% (6 Nov 2026) |
| Scheme code (AMFI) | 149798 |
| NAV date | 8 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹1,313.2578 | +5.15% |
| Direct · Growth | ₹1,014.0503 | – |
| Direct · IDCW | ₹1,285.0323 | +4.81% |
| Regular · Growth | ₹1,310.0640 | +5.09% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| BANK OF INDIA OVERNIGHT FUND | +5.50% | +6.18% |
| Groww Overnight Fund | +5.77% | +6.18% |
| BANK OF INDIA OVERNIGHT FUND | +5.49% | +6.18% |
| BANK OF INDIA OVERNIGHT FUND | +5.50% | +6.17% |
| BANK OF INDIA OVERNIGHT FUND | +5.48% | +6.16% |
| Axis Overnight Fund | +5.31% | +6.07% |
| Baroda BNP Paribas Overnight Fund | +5.29% | +6.04% |
| Axis Overnight Fund | +5.27% | +6.03% |
Information only, not investment advice.
₹1,266.1234 as of 8 Nov 2026, from AMFI's official NAV data.
1 year: 3.29%, 3 years: 4.71% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.